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Business Profile

Financing

TopMark Funding

Reviews

Customer Review Ratings

1.36/5 stars

Average of 22 Customer Reviews

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Review Details

  • Review fromGarry B

    Date: 07/11/2025

    1 star
    They are the worst. They tell you one thing and then do another when it comes to the final approval. Do not go with these blood sucking high interest rate predatory backyard from the pits of h*** lending.

    TopMark Funding

    Date: 07/14/2025

    Mr. ****** we are very confused by your review.  Our final approval was exactly as quoted, and for far less than the other deal you accepted.  I believe you reviewed the wrong company.
  • Review fromBrandon S

    Date: 05/16/2025

    1 star
    This review section is crazy. So glad I read it first. You guys are definitely getting over on people huh?
  • Review fromCrusoe C

    Date: 03/14/2025

    1 star
    One of the worst experiences I think I'll ever have trusting the practice of these kind of businesses in this country...I was stripped of my 26 ft Box Truck 2 days ago after I made the final payment to Pawnee leasing turning back my title over Top Mark to do the unthinkable after not knowing they were tieing to the end of the contract as a buyout which I feel behind 3 months on my business n still oped n paid the remaining balance, this last part I sent was what took place as of 3 weeks ago when they started to call demanding payments n it's 130 days past due, something I know nothing about n was told @ the last mins that this has to be paid in order for me to properly own my equipment, they repossessed my equipment n now instead of the regular amount asked of 4k for close out the Executive senior rep there( William Dunn)that's handles these affairs demanding me to pay 11k n some change in order for me to rightfully own or get my equipment back by 03/14/2025... They'll keep going on cause they know to afford Lawyer feeds is something you won't be able to afford. Garrett Gautier will continue to generate fraudulent contracts for his Boss William Dunn to easily use a scalpel to top you off on your way. A Turn American base rip off company.. If I had the funds yes...I'll pay to make sure these guys permanently goes out of business along with their friends in crime Pawnee Leasing corporation...
  • Review fromTarsha B

    Date: 08/22/2024

    1 star
    *********************** tried to strong arm me in a deal, he got my information, compromised it and took my money from my account (WELLSFARGO)when I told him I didnt want move forward in a very bad deal, sent a text message asking for a full refund of what he took ( hadnt seen or touched the semi I wanted) asked him on the phone for a full refund of 1500 for doc fee and ******* for the upfront payment and he refused. My luck turned even worse, what ever papers he sent my bank (WELLSFARGO) they are aiding in giving these people my money.i have to wait 30 days to receive what he sent the bank (WELLSFARGO) before I can resolve or do anything about it. How do you get that amount of money from a business and the person paying it doesnt have the merchandise that was purchased. I got screwed over big time. Please run from these people!

    TopMark Funding

    Date: 08/28/2024

    Please review the documents you signed that very clearly states the funds are non-refundable.
  • Review fromClaribel L

    Date: 08/22/2024

    1 star
    I have a company called PHOENIX 26 LLC. I applied for a commercial loan to purchase a Freightliner M2 2016 truck, VIN#*****************, on January 12, 2023, with Topmark for $55,000. I made an initial payment of $8,905.95, leaving the loan amount at $50,406.7. I was told that this loan would be for 36 months with a payment of $2,091.17. I also made two advance payments when I made my initial payment, totaling $4,602.24.I then began making payments starting on March 15, when I noticed that the payments were being made to Triangle Equipment instead of Topmark. I proceeded to make payments from March to September, each for $2,091.17. I contacted Triangle Equipment on September 21, 2023, to request my debt balance in order to make full payment. They told me the amount was $44,164.96 plus a prepayment charge of $2,808.95. How do I owe this amount if I have made 7 payments plus the 2 advance payments I made in January, including a $1,500 fee?I asked the representative to provide me with the interest rate being charged on the loan, and they told me I could calculate it myself. I read in the contract that the loan would range between 3% and 15%. However, I calculated that they are charging me 32.5%. I asked where the two advance payments I made plus the $1,500 fee were applied, as I did not see the $4,602.24 reflected. They said they were not provided with this information about the two payments I made and directed me to contact Topmark. Topmark has completely ignored my request for this information.I would like my $4,602.24 and the $1,500 they charged me to be refunded. -The person I have spoken with at Triangle Equipment is *************************. I have spoken with ****************** several times, but she says she has no responsibility. I had to pay $46,373.21 to ********************** to cancel the contract with **********************.

    TopMark Funding

    Date: 08/23/2024

    Please read your contract again.  Many of your statements in your review are patently false: (1) Your contract is an EFA, not a loan. (2) Nowhere in the contract does it state the interest rate is between 3% and 15%. (3) The math you presented is inaccurate to say the least. (4) You have not phoned TopMark since October 2023.  Since then TopMark has phoned you at least seven documented times. If you would like to discuss this matter with a TopMark representative, please feel free to give us a call.
  • Review fromBobby W

    Date: 07/09/2024

    1 star
    A legal suit has been filed against a current employee of a company for breach of contract and identity theft. This employee is being accused of storing customer credit card information and then selling it for referral fees. The matter is currently under investigation and it is advised to not provide this company with any credit card information. Previous reviews have highlighted similar instances where the company has not refunded fees and has sold customers' card numbers to various credit wholesalers. It is important to be cautious and refrain from doing business with this fraudulent company. Checking the California Better Business Bureau for recent filings can provide more information about the company's reputation and practices. The actions of this employee and company are a serious violation of trust and should be taken seriously to protect consumers' personal and financial information.

    TopMark Funding

    Date: 07/10/2024

    Beware!  This is a fake review from an online troll. 

    1) *************************** is not a customer of **********************.

    2) "A legal suit has been filed against a current employee of a company" is a purposely vague statement to insinuate that it is against TopMark Funding, when in fact there is no such lawsuit. 

    3) The email address of ******************** is for a business called *********** A ***** *** out of ******* and is owned by ******************************. 

    4) This review is blatantly false and defamatory from an online troll hiding behind an email address that doesn't belong to him.

    5) "Previous reviews have highlighted similar instances where the company has not refunded fees and has sold customers' card numbers to various credit wholesalers."  This statement is also false.  NO such reviews exist.

    6) There is no online presence for a *************************** or ***************************** in zip code ***** in *********

  • Review fromSHELLY B

    Date: 05/31/2024

    1 star
    ZERO STARS!! COMPLETE SCAM! BEWARE!! DO NOT USE!! They will make it sound legit up until it's time to close and then they will start to rush you. They will ask for 1 month's payment and doc fees up front via debit card before even sending the settlement statement. Will also try to get down payment up front via debit card, before closing!! Said that it's easier than a wire transfer. WHAT? NOPE!LIES LIES LIES - not sure how they even sleep at night robbing innocent ppl out of their hard-earned money like that.

    TopMark Funding

    Date: 06/03/2024

    TopMark Funding has no record of this email address.  This Reviewer does not appear to be an applicant of TopMark Funding.

    TopMark Funding

    Date: 06/13/2024

    Neither your name nor your email are in our database.  I believe you are reviewing the wrong company.
  • Review fromCory M

    Date: 01/06/2024

    1 star
    Do not use! They claim the 20% you put down is going towards your truck, but it is a lie. They somehow work it into the loan to scam you out of it and now you are paying 20% more from the original loan.

    TopMark Funding

    Date: 06/13/2024

    ************.  We have had multiple conversations about this matter.  The "down payment" he continue to refer to, was not a down payment.  Please review your contract again as the funds are clearly listed and their purpose.
  • Review fromAdam S.

    Date: 11/09/2023

    1 star
    The company/Broker approved me for a loan. 2 months later my payoff is double what i or originally financed with the bank they were able to get me approved with, Now if i want to pay something off early interest is also included. Its a scam

    TopMark Funding

    Date: 06/13/2024

    Please review your contract and specifically the section about the Early Payoff Penalty.  The payoff is not "double" as you assert.
  • Review fromSteve M

    Date: 10/10/2023

    1 star
    The company is total garbage. I am a dealer and I have worked in the industry for about ten years. They take our customers and sell them equipment from someone else. They lie and lead both the dealer and customer along. These people are thieves and all should be put in jail.

    TopMark Funding

    Date: 06/13/2024

    TopMark Funding did not sell any customers any equipment as we do not sell equipment.  If a customer chose to purchase equipment from a different dealership, that is the customer's choice.

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