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About

About This Business

Montecito Bank & Trust, is the Central Coast’s largest locally owned community bank.  They provide full-suite banking for individuals, businesses, nonprofits, and private wealth clients, while actively investing in community programs like Community Dividends® and financial literacy initiatives.

BBB Accredited Since: 1/17/2024

Years in Business: 51

Products and Services

Personal Banking

  • Checking accounts
    • Everyday
    • Cashback
    • Access
    • Private Access
  • Savings Accounts
    • First Step
    • Personal Savings
    • Money Builder
    • Money Market
  • Certificates of Deposit 
  • Health Savings Accounts
  • Digital banking
    • online & mobile
    • Zelle®
    • QuickBooks
    • Quicken integrations

Lending and Credit

  • Consumer loans
  • Mortgages
  • Refinancing
  • HELOC
  • Manufactured Home Loans
  • Farm Loans
  • VA Loans
  • Construction loans
  • Personal Credit cards

Business Banking

  • Business Checking and Savings Accounts
  • Non-Profit Checking and Savings Accounts
  • Merchant services
  • Cash Management
  • ACH/wire origination
  • SBA
  • Commercial Owner-Occupied Real Estate Loans
  • Business Credit Cards

Wealth and Trust Services

  • Investment advisory
  • Trust Services
  • Estate Planning
  • Executor Services
  • Signature Banking
  • Philanthropic services

 

 

Business Details

BBB File Opened:
1/17/2024
Business Started:
3/17/1975
Business Incorporated:
7/22/1974
Type of Entity:
Corporation
Business Management:
Armando Casillas, VP / Branch Manager

Additional Contact Information

Principal Contacts
Armando Casillas, VP / Branch Manager
Customer Contacts
Armando Casillas, VP / Branch Manager
Additional Email Addresses
Primary: Email this Business

Additional Information

Other Resources
California Department of Financial Protection & Innovation
300 S. Spring Street, Suite 15513
Los Angeles CA 90013
Phone Number: 213-897-2085
Fax Number: 866-275-2677
http://www.dbo.ca.gov
[email protected]

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