BBB Accredited Business Profile

American Credit Acceptance, LLC

American Credit Acceptance, LLC

(864) 544-3430

American Credit Acceptance, LLC

10 years in business
961 E Main St Fl 2
Spartanburg, SC 29302-2185
Fax Numbers
  • (866) 734-9833
Additional Email Addresses
BBB File Opened: 06/25/2010
Business Started: 05/11/2007
Business Incorporated: 05/11/2007 in SC
Type of Entity
Limited Liability Company (LLC)
Business Management
  • Mr. Keith Kulas, Customer Relations Manager
Business Category
  • Consumer Finance Companies
Service Area
We service the following area(s): South Carolina
Alternate Business Names
  • Spartan Financial Partners
BBB accredited business


Government Action

Massachusetts Attorney General vs ACA and Westlake Loans
“On March 3, 2016, the business entered into an agreement with the Office of the  Massachusetts Attorney General to pay approximately $1.7 million to settle allegations of excessive interest rates on its subprime auto loans due to the company’s inclusion of fees for Gap coverage. The company has agreed to forgive outstanding interest on the loans and reimburse consumers for the interest they... Read More

BBB Reason for Ratings

BBB rating is based on 13 factors: Get the details about the factors considered.

Licensing information is provided in the BBB Business Profiles to inform the public about industries that may require professional licensing, bonding, or registration. Better Business Bureau encourages you to check with the appropriate agency to be certain any requirements are currently being met.
BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to substantiate their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.
BBB reports on known significant government actions involving the business's marketplace conduct.
BBB reports on a company that is out of business for one year from the date the company closes its doors or ceases to do business.
BBB reports on unauthorized use of the Better Business Bureau's name and/or logo for as long as the business continues to use it in any advertising, or for one year after the business ceases any repeated unauthorized uses.
BBB reports on a business’s bankruptcy as long as the business remains in bankruptcy.
BBB reports when mail sent to the business was returned by the Postal Service.

American Credit Acceptance, LLC

American Credit Acceptance, LLC


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