This Business Is Not BBB Accredited

Niagara Restitution Service

Niagara Restitution Service

Niagara Restitution Service

6 years in business
PO BOX 214
Amherst, NY 14226
Fax Numbers
  • (716) 833-0735
Additional Phone Numbers
  • (855) 641-6960
  • (855) 887-9344
  • (888) 726-0965
Additional Email Addresses
  • nrservice@live.com
  • nrservice-support@live.com
BBB File Opened: 05/05/2011
Business Started: 10/29/2010
Business Started Locally: 10/29/2010
Business Incorporated: 08/30/2010 in NY
Type of Entity
Corporation
Business Management
  • Mr. Yamal Ramirez, Owner
Business Category
  • Collection Agencies
Additional Information
  • Collection agencies are required to be licensed or bonded in many states in order to operate and contact consumers about outstanding debts.  BBB has reached out to this business requesting that they provide proof of licensing and bonding require...
  • Collection agencies are required to be licensed or bonded in many states in order to operate and contact consumers about outstanding debts.  BBB has reached out to this business requesting that they provide proof of licensing and bonding required for operating everywhere they do business. The business was unable to provide the requested information.  The business is currently in the process of obtaining licensing and bonding for all states in which they are operating.  The business has assured the BBB that they will provided copies of each state's license and bond as they are received.  

    BBB wants to make consumers aware that they have legal rights when they are contacted by a collection agency. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive and harassing behavior by any debt or collection agency, this act is enforced by the Federal Trade Commission, FTC. The act states specific practices and rules under which debt collectors must abide by.  There are penalties for agencies found breaking these laws.  Collection agencies must not use crude or offensive language or identify themselves as anyone other the business name that they are contacting on behalf of.  If a consumer believes a debt or collection agency has violated any of the FDCPA laws the BBB encourages them to file complaints with the BBB at www.bbb.org and Federal Trade Commission at www.ftc.gov.

B

Overview

This business is a collection agency.

BBB Reason for Ratings

BBB rating is based on 13 factors: Get the details about the factors considered.

Factors that affect the rating for Niagara Restitution Service include:

  • 35 complaint(s) filed against business

M: 8:00 AM-10:00 AM
T: 8:00 AM-10:00 AM
W: 8:00 AM-10:00 AM
Th: 8:00 AM-10:00 AM
F: 8:00 AM-9:00 AM
S: 9:00 AM-3:00 AM
Su: Closed

Licensing information is provided in the BBB Business Profiles to inform the public about industries that may require professional licensing, bonding, or registration. Better Business Bureau encourages you to check with the appropriate agency to be certain any requirements are currently being met.
BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to substantiate their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.
BBB reports on known significant government actions involving the business's marketplace conduct.
BBB reports on a company that is out of business for three years from the date the company closes its doors or ceases to do business.
BBB reports on unauthorized use of the Better Business Bureau's name and/or logo for as long as the business continues to use it in any advertising, or for one year after the business ceases any repeated unauthorized uses.
BBB reports on a business’s bankruptcy as long as the business remains in bankruptcy.
BBB reports when mail sent to the business was returned by the Postal Service.

Niagara Restitution Service

THIS BUSINESS IS NOT BBB ACCREDITED

Niagara Restitution Service

Customer Review Rating:

17%
83%

Composite Score: