Paycheck Today418 G St SE
Miami, OK 74354-8218
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BBB File Opened: 08/10/2007
- Principal: Owner/Manager, Manager
- Payday Loans
- A BBB investigation of this company determined that Paycheck Today is located at the same address of the Modoc Nation Indian Tribal Office. During its investigation, BBB employees visited the location as well as sent a certified letter to the Chief o...
A BBB investigation of this company determined that Paycheck Today is located at the same address of the Modoc Nation Indian Tribal Office. During its investigation, BBB employees visited the location as well as sent a certified letter to the Chief of the Tribe asking for further information regarding this company. The investigation revealed four other loan companies (Cash Advance Network, MTE Financial Services, Instant Cash USA, and 500 FastCash) are located at a smoke shop/casino operated by the Modoc Nation Indian Tribe. An employee of the Modoc Nation Indian Tribe was reluctant to speak with BBB staff but confirmed Paycheck Today does operate out of the Modoc Nation Indian Tribal Office. However, he did not provide further information. BBB has not received a response from the Chief concerning this matter. At the present time, BBB does not know if these companies are operated by the Tribe, by employees or other people using the Tribe's addresses, or is a joint venture between the Tribe and a for-profit company.
The complaints against this company, as well as the other loan companies that share the same address as the casino/smoke shop operated by the Modoc Indian Tribe, generally allege the inability to pay off the requested loan, charges to the consumer's checking or credit card account despite never receiving the requested loan, or continued unauthorized charges to the consumer's credit card or checking account once the loan has been paid off.
BBB has determined that this company is not licensed in the state of Oklahoma to provide loans to consumers and does not appear to be licensed in any of the states from which consumers have filed complaints with BBB. However, if the Modoc Indian Tribe actually operates this business, it may not be subject to state laws regulating this industry.
BBB encourages all consumers seeking loans of any kind to research all of their options before providing any private financial information or signing any loan papers. Consumers should check with BBB on the company's grade, their complaint volume, and whether or not the company is licensed or regulated to provide the type of loan services the customer is seeking.