Customer ReviewsforGolden Oak Lending

Would do 0 stars if available. *********************** gave me the run around for a year. Never had any interest in actually giving a loan, just keeping us in suspense and waisting ********. He must get paid by the inquiry.

Received what looked like a federal letter so I felt obligated to open it obviously. Turns out to be a mortgage flyer. I consider this predatory mailing and should be illegal. If I was interested I'd reach out to a mortgage company. Very rude to send flyers out. Who needs this **** filling up their mailbox and wasting paper? And on top of that it is made to look like a federal letter so people don't just throw it out.

I,,, ********** Would Never recommend ******************** for any of anyone's needs for anything to do with a mortgage !!! WORST EXPERIENCE I have Ever experienced,,, and I have bought 4 different houses....

I called Golden Oak Lending after, at first, looking at selling the house and moving to apartment life. After months of unfruitful apartment hunting, I decided to just take a mortgage and do some much-needed work on the house. After hearing about Golden Oak on the radio, I decided to give 'em a call. They made the process very easy. They ran my credit and gave me a great rate, in spite of being up to my ears in credit card debt (part of the mortgage would be used to pay that off). I was able to get a $100K 30yr mortgage with ease - easier than I expected. I did not have to pay anything upfront. They did roll down payments, processing, and the assessment into the contract, however. That was explained on the front end, so I knew to expect it. The only real problem I have with them is the fact they sold my contract to another company before the ink was even dry. The company that purchased my mortgage from Golden Oak is a textbook example of incompetence. But that's a horse of another color. So be aware, that once you close with Golden Oak Lending, they may sell your contract to another mortgage company.

I submitted an application on the 27th, I have a letter of pre-approval now and this is the 29th. My officer was so quick and let me know exactly what was needed. This is for an investment in another state and She's also licensed in other markets I am looking to invest in so that's fabulous!Golden Oak also has a nice, easy to understand and use customer interface to upload documents which makes it even better.