Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Scott Credit Union has 22 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Scott Credit Union

      101 Credit Union Way Edwardsville, IL 62025-3504

      BBB Accredited Business
    • Scott Credit Union

      648 Carlyle Ave Swansea, IL 62221-6292

    • Scott Credit Union

      555 Lincoln Hwy Fairview Hts, IL 62208-2111

    • Scott Credit Union

      4807 W Main St Belleville, IL 62226-4722

    • Scott Credit Union

      1100 Belt Line Rd Collinsville, IL 62234-4367

    Business ProfileforScott Credit Union

    Credit Union
    Multi Location Business
    BBB accredited business

    At-a-glance

    Customer Reviews

    1/5stars

    Average of 8 Customer Reviews

    Customer Complaints

    21 complaints closed in last 3 years

    9 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 1/6/1989

    Years in Business: 81

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Overview

    Scott Credit Union is a full-service financial institution providing financial services for individuals and businesses, including free checking accounts with interest, ATMs, credit and debit cards, new and used vehicle loans, mortgage loans, unsecured lines of credit, savings products, online banking, free online bill paying and much more.

     

    Business Details

    This is a multi-location business.

    Find a Location

    Scott Credit Union has 22 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • Scott Credit Union

        101 Credit Union Way Edwardsville, IL 62025-3504

        BBB Accredited Business
      • Scott Credit Union

        648 Carlyle Ave Swansea, IL 62221-6292

      • Scott Credit Union

        555 Lincoln Hwy Fairview Hts, IL 62208-2111

      • Scott Credit Union

        4807 W Main St Belleville, IL 62226-4722

      • Scott Credit Union

        1100 Belt Line Rd Collinsville, IL 62234-4367

      Location of This Business
      101 Credit Union Way, Edwardsville, IL 62025-3504
      BBB File Opened:
      1/1/1943
      Years in Business:
      81
      Business Started:
      1/1/1943
      Business Started Locally:
      1/1/1943
      Business Incorporated:
      5/28/1943
      Accredited Since:
      1/6/1989
      Type of Entity:
      Corporation
      Hours of Operation

      Primary

      M:
      9:00 AM - 5:30 PM
      T:
      9:00 AM - 5:30 PM
      W:
      9:00 AM - 5:30 PM
      Th:
      9:00 AM - 5:30 PM
      F:
      9:00 AM - 6:00 PM
      Sa:
      9:00 AM - 12:00 PM
      Su:
      Closed
      Business Management
      • Mr. Frank Padak, President & CEO
      • Ashleigh Deatherage, Administrator
      Contact Information

      Principal

      • Mr. Frank Padak, President & CEO

      Customer Contact

      • Ashleigh Deatherage, Administrator
      Additional Contact Information

      Fax Numbers

      • (618) 345-2222
        Primary Fax

      Phone Numbers

      Industry Tip

      BBB Tip: How to choose a new bank or credit union

      Customer Complaints

      21 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      01/11/2024

      Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      I’ve had my vehicle financed through this bank since October of 2022. Every single month they report my payment as late. Some months I have literally paid them 1200+ a month. A lot of months I’ve paid them multiple times! My payment is due on the 17th of the month. Every month I get numerous calls from me telling me I owe them 2+ payments, when my account is current. They instantly report to the credit that I’m 30+ days late. I HAVE NEVER been 30+ days late. Always paid on time or I’m my 15 day grace period. Had 700+ credit score when I purchased the car and now has dropped to 500. This bank is criminal. Just randomly will call and say you owe them money when you’ve paid them days prior. Get calls every month saying I haven’t paid, I tell them yes I did on this date, and mention that I have my confirmation screenshotted. They say “oh?? Can I get the confirmation number?” I give it to them and they say “oh, that’s right I see it right here!” Literally just make up what they want you to owe them every. Single. Month. Gotten 3 different Progressive insurance policies since having the car because they deny it and say it’s not within their standards. Resulting in them adding $120 to my car note every month. A bank full of crooks. Absolutely horrible experience. This is mostly hurtful to me because it has completely ruined my credit score. They will try to explain to me how I am supposedly behind payments when I contact them and argue with me or more than not I cannot get ahold of them.
      Read More

      Customer Reviews

      8 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Ken M

      1 star

      02/29/2024

      TLDR: Scott Credit Union messed up rolling over my auto loan, and now my credit score dropped from 809 to 651...A car dealership used the wrong VIN for a car purchase in August. It was caught in December and I re-did the purchase paperwork at the dealership. Scott Credit Union rolled over the balance of the loan to a new loan in January. I was paid ahead by thousands of dollars and had a consistent record of paying on the loan (The car loan was $10K for 48-months in August, and I owed less than $4K when they rolled over the loan in January).When Scott Credit Union rolled over the loan, they marked that the old loan was 120+ days late and then closed the loan... even though I was paid way ahead of schedule. Because of this, my credit score instantly dropped over 150 points! Scott Credit Union agreed that an "error" in their system caused this problem, and they reportedly submitted a correction on 2/5/2024. However, based on what I've seen change on my credit report, they just removed their previous comment stating "120+ days late" but not the closed account's status (that also erroneously states it was closed while ******* days late). I've called multiple times without answers, and have not received responses to any voicemail.In the meantime, I've had my disputes at 2 of the credit agencies "verified as accurate" and closed. I've had to have multiple phone conversations to explain the situation and get new disputes submitted just this week. Scott Credit Union has done almost nothing to resolve the issue despite their bank submitting fraudulent information into my credit report. Whether this was a just an accident or not, I'd hope that they would do more to fix their mistake... or at least answer the phone once in a while.

      Local BBB

      BBB of Eastern & Southwest Missouri & Southern Illinois

      BBB Reports On

      BBB reports on known marketplace practices.

      BBB Business Profiles may not be reproduced for sales or promotional purposes.

      BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

      When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

      BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

      As a matter of policy, BBB does not endorse any product, service or business.