Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Medicredit, Inc. has 4 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Medicredit, Inc.

      PO Box 505600 Saint Louis, MO 63150-5600

      BBB Accredited Business
    • Medicredit, Inc.

      3620 Interstate 70 Dr SE Ste C Columbia, MO 65201-6582

      BBB Accredited Business
    • Medicredit, Inc.

      906 Rain Forest Pkwy STE 300 Columbia, MO 65202-3796

      BBB Accredited Business
    • Medicredit

      13906 Promenade Green Way Louisville, KY 40245-5918

      BBB Accredited Business

    Business ProfileforMedicredit, Inc.

    Collections Agencies
    Multi Location Business
    BBB accredited business

    Current Alerts For This Business

    Pattern of Complaint:

    BBB has received consumer complaints and customer reviews about Medicredit, Inc. which allege negative reporting on a consumer’s credit report, consumers state they have received no written notification or documentation from the company alerting them of the debt, consumers claim they do not owe the debts reported, collection efforts were made against the wrong individual, difficulty contacting the company and failure to honor cease and desist requests.

    In March 2023, BBB contacted Medicredit regarding its concerns.  On April 19, 2023, the company responded to BBB and stated, "Medicredit, Inc. is committed to providing satisfactory service. The Customer Service staff is trained to answer questions and provide timely assistance. In our ongoing commitment to continuous improvement, we welcome feedback as an important component."

    At-a-glance

    Customer Reviews

    1.21/5stars

    Average of 52 Customer Reviews

    Customer Complaints

    199 complaints closed in last 3 years

    67 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 6/20/2016

    Years in Business: 46

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Related Categories

    Overview

    Medicredit informed BBB that they do not purchase the debt.  Hospitals and doctors refer their clients to Medicredit to collect on unpaid debts.  Medicredit sends consumers letters informing them of the debt.  The consumer has 30 days to respond, and if consumer does not respond, Medicredit will place a phone call to the consumer.  If the consumer does not respond to the letter and phone call the debt is reported to the credit reporting agencies, and at this time it is placed on the consumer's credit report.  Medicredit reported that it conducts research on each consumer who owes the debt and believes its staff is trained to provide professional service.

    According to Medicredit, it averages 200,000 consumer contacts each month and has 15 call centers. 

    Business Details

    This is a multi-location business.

    Find a Location

    Medicredit, Inc. has 4 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • Medicredit, Inc.

        PO Box 505600 Saint Louis, MO 63150-5600

        BBB Accredited Business
      • Medicredit, Inc.

        3620 Interstate 70 Dr SE Ste C Columbia, MO 65201-6582

        BBB Accredited Business
      • Medicredit, Inc.

        906 Rain Forest Pkwy STE 300 Columbia, MO 65202-3796

        BBB Accredited Business
      • Medicredit

        13906 Promenade Green Way Louisville, KY 40245-5918

        BBB Accredited Business
      Location of This Business
      PO Box 505600, Saint Louis, MO 63150-5600
      BBB File Opened:
      10/1/1977
      Years in Business:
      46
      Business Started:
      10/5/1977
      Business Started Locally:
      10/5/1977
      Business Incorporated:
      10/5/1977
      Accredited Since:
      6/20/2016
      Type of Entity:
      Corporation
      Alternate Business Name
      • Cogent Financial Group
      • Revenue Cycle Point Solutions
      Business Management
      • Mr. Don Wright, Senior Vice President
      • Ms. Anna Ansell, Regulatory Manager, Compliance
      Contact Information

      Principal

      • Ms. Anna Ansell, Regulatory Manager, Compliance

      Customer Contact

      • Ms. Anna Ansell, Regulatory Manager, Compliance
      Additional Contact Information

      Phone Numbers

      Industry Tip

      BBB Tip: Understand consumer rights when it comes to debt collection

      Customer Complaints

      199 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      02/16/2024

      Complaint Type:
      Order Issues
      Status:
      Resolved
      I keep receiving calls about pending medical debt. I have not received a detailed bill and I am I don't event have an account number. This account is a complete violation of the no surprise act, please delete it immediately as my privacy is protected under HIPPA laws. Unless they are able to validate this bill and send an itemized charges, I'd like a cease and desist on place for this account. I do not want any more calls to me or any third party related to me including relatives, associates, or place of employment.Thank you.
      Read More

      Customer Reviews

      52 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Jessica R

      1 star

      04/04/2024

      This company is a bunch of rude ladies that you cannot speak to in any type of reasonable response. I have just about paid this bill directly to a hospital however these ladies choose to harrasse me to the point we fight on the phone. I am about to get an attorney for harrasment!

      Local BBB

      BBB of Eastern & Southwest Missouri & Southern Illinois

      BBB Reports On

      BBB reports on known marketplace practices.

      BBB Business Profiles may not be reproduced for sales or promotional purposes.

      BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

      When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

      BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

      As a matter of policy, BBB does not endorse any product, service or business.