This Business Is Not BBB Accredited

Equity Zone Mortgage

Equity Zone Mortgage

(916) 469-3624

Equity Zone Mortgage

11 years in business

9796 Club Park Dr
Elk Grove, CA 95757-8122

BBB File Opened: 5/20/2013
Business Started: 1/01/2005
Business Started Locally: 4/16/2012
Type of Entity
Business Management
  • Ms. Cecilia Chong, Office Manager
  • Mr. Kevin Nguyen, Owner
Contact Information
  • Ms. Cecilia Chong, Office Manager
  • Principal: Mr. Kevin Nguyen, Owner
Business Category
  • Mortgage Brokers
  • Financing
  • Consumer Finance & Loan Companies
  • Real Estate Loans
  • Reverse Mortgage
  • Mortgage Lender
  • Real Estate Developers
  • Financial Services
  • Real Estate Investors
  • Mortgage Bankers
  • Financing Consultants
  • Real Estate
  • Real Estate - Commercial
  • Real Estate Agents
  • Real Estate - Short Sale
  • Real Estate - Rent to Own
  • Real Estate Consultants
  • Real Estate Schools
  • Real Estate Services

Products & Services
Conforming, Jumbo, Government, Home Equity/HELOC, Downpayment Assistance Programs (DAPs), Portfolio, Private Lending/Hard Money, Commercial Lending, Alternative Funding
Alternate Business Names
  • Elite Norcal Corp.

Licensing, Bonding or Registration:  This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

Number of Employees:  65



and we also provide the following services and loan programs:

    * HARP 2.0 (Home Affordable Refinance Program) for "Underwater" homes (propety value is less than mortgage--UNLIMITED Loan-To-Value for Fannie Mae or Freddie Mac loans!)
    * HomePath and HomePath Renovation
    * FHA Streamline Refinance
    * FHA 203k Streamline (or Standard)
    * 95% Financing, One-Loan, NO Mortgage Insurance (Lender-Paid MI)
    * 97% Financing MyCommunity Loan

    * Purchase a home 1 day after Short Sale! (must be current on mortgage)
    * Down Payment Assistance Program
    * Cash Out Refinance (even for currently Listed Properties!)
    * Change in Rate/Term Refinance (Reduce your monthly payments!)
    * 95%, 97% and 100% Financing (Purchase & Refinance)
    * 102% Financing for Purchases (USDA)
    * Home Equity Loan
    * Home Equity Line of Credits

    * FHA Loans (Federal Housing Administration; Credit Score is not a qualifying factor!)
    * VA Loans (U.S. Department of Veterans Affairs)
    * Mortgage Credit Certificates (MCC) for First-Time Home Buyers
    * CalHFA Benefit Programs (California Housing Finance Agency, for First-Time Home Buyers)
    * CalPERS Benefit Programs (California Public Employee Retirement System)
    * CalSTRS Benefit Programs (California State Teachers' Retirement System)
    * Reverse Mortgages (No re-payment EVER! For Senior Citizens)

    * Commercial Loans
    * Land/Lot Loans
    * Construction-To-Permanent Loans
    * Renovation/Rehabilitation Loans
    * Manufactured Homes

    * Non-Permanent U.S. Residents (Foreign National)
    * First-Time Home Buyers Investment Properties, without landlord history
    * No Pay Stub, No W2, No Tax Return (VOE Program)
    * No Income, No Asset Vertification (No Doc)
    * 3% Below Market Interest Rate (3-2-1 Buydown)
    * 40 Years Term
    * Interest-Only Payments

    * Foreclosure Bailouts
    * Short Sale Financing
    * REO Financing (Banks' Real Estate Owned properties)
    * Same Day out of Bankrupcy Discharge Okay
    * Non-Prime (Supposedly "Bad" Credit)
    * Hard Money
    * And even the "Hard-To-Do" Loans!

Let's socialize:

Licensing information is provided in the BBB Business Profiles to inform the public about industries that may require professional licensing, bonding, or registration. Better Business Bureau encourages you to check with the appropriate agency to be certain any requirements are currently being met.

BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to substantiate their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

BBB reports on known significant government actions involving the business's marketplace conduct.

BBB reports on a company that is out of business for three years from the date the company closes its doors or ceases to do business.

BBB reports on unauthorized use of the Better Business Bureau's name and/or logo for as long as the business continues to use it in any advertising, or for one year after the business ceases any repeated unauthorized uses.

BBB reports on a business’s bankruptcy as long as the business remains in bankruptcy.

BBB reports when mail sent to the business was returned by the Postal Service.

Equity Zone Mortgage


Equity Zone Mortgage

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