Business ProfileforArgent Federal Credit Union

I am self-employed as a notary public since 2012 and I was using this finical institution in 2014 to deposit my "payroll check" into and conduct my finical business from. My account with this institution has been open prior to 2000; they financed my first car. In 2016 and 2017, I began to notice "suspicious" overdraft charges on my account. I called and was told that some of those were not correct and an adjustment would be made, and it was. In hindsight, the adjustments may not have been for the total correct amount. It happened a few times again in 2018, the issues was they were holding my "payroll check" that I deposited on the 15th and 30th of each month for maybe 4 to 5 days longer than before and process my credit payment as overdrafts. So, I stop using that intuition and switched to another bank in 2018 to conduct my financial business and haven't had to deal with that type of issue with this new bank . In 2021, I went to open up a business account for my real estate company and was told about a prior negative account and that it was a notation in some system that did allow me to open an account. It was from that bank I stop using due to the unnecessary overdraft fees. In 2021, I first called the bank to see if they could resolve it but was told it had to be handled at the branch. Went to the branch and an associate had to submit it to someone else to work on it. Next, I received an email and it stated that per review there were 8 "bank errors" and the and adjustment would be made. The next part of the issue/situation I have attach the emails for you to review. Thank you in advance for your assistance.