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Find a Location

Pen Air Credit Union has 11 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Pen Air Credit Union

      1495 E Nine Mile Rd Pensacola, FL 32514-5723

      BBB Accredited Business
    • Pen Air Credit Union

      5056 Dogwood Dr Milton, FL 32570-4599

      BBB Accredited Business
    • Pen Air Credit Union

      3591 Gulf Breeze Pkwy Gulf Breeze, FL 32563-3407

      BBB Accredited Business
    • Pen Air Credit Union

      4523 Saufley Field Rd Pensacola, FL 32526-1771

      BBB Accredited Business
    • Pen Air Credit Union

      4586 Highway 90 Pace, FL 32571-2002

      BBB Accredited Business

    Business ProfileforPen Air Credit Union

    Credit Union
    Multi Location Business
    BBB accredited business

    At-a-glance

    Customer Reviews

    1/5stars

    Average of 3 Customer Reviews

    Customer Complaints

    18 complaints closed in last 3 years

    6 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 12/13/2007

    Years in Business: 88

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Overview

    At Pen Air Credit Union, respect, service and Communerosity serve as guiding principles in support of our purpose to enhance lives.

    Products & Services

    Full service banking.

    Business Details

    This is a multi-location business.

    Find a Location

    Pen Air Credit Union has 11 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • Pen Air Credit Union

        1495 E Nine Mile Rd Pensacola, FL 32514-5723

        BBB Accredited Business
      • Pen Air Credit Union

        5056 Dogwood Dr Milton, FL 32570-4599

        BBB Accredited Business
      • Pen Air Credit Union

        3591 Gulf Breeze Pkwy Gulf Breeze, FL 32563-3407

        BBB Accredited Business
      • Pen Air Credit Union

        4523 Saufley Field Rd Pensacola, FL 32526-1771

        BBB Accredited Business
      • Pen Air Credit Union

        4586 Highway 90 Pace, FL 32571-2002

        BBB Accredited Business
      Location of This Business
      1495 E Nine Mile Rd, Pensacola, FL 32514-5723
      BBB File Opened:
      1/22/2001
      Years in Business:
      88
      Business Started:
      4/1/1936
      Business Started Locally:
      4/1/1936
      Accredited Since:
      12/13/2007
      Licensing Information:
      This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
      Type of Entity:
      Corporation
      Number of Employees:
      300
      Alternate Business Name
      • Pen Air Federal Credit Union (Formerly)
      Contact Information

      Principal

      • Mr. Delbert Lee Morgan, President/CEO

      Customer Contact

      • Ms. Maritza Woodfaulk, Business Administrator
      • Mr. Delbert Lee Morgan, President/CEO
      • Ms. Angie Betts, Executive Vice President
      Additional Contact Information

      Fax Numbers

      • (850) 478-5655
        Primary Fax

      Phone Numbers

      Website Addresses

      Industry Tip

      BBB Tip: How to choose a new bank or credit union

      Customer Complaints

      18 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      02/05/2024

      Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      Collected my credit report without my permission. Specifically after I told them I wanted to hold off on my credit app.
      Read More

      Customer Reviews

      3 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Alexis P

      1 star

      03/04/2024

      I decided to refinance my vehicle against my better judgement with pen air. During the process they asked for various different documents including insurance and I provided them all. Months later; I get an email stating I don’t have insurance or proper insurance. The next pay day, I switch policies to accommodate the refinance and ensure I have “proper insurance”, I use the link they provided showing I switched policies, and not only that upon speaking to them directly informed that I updated my previous policy various times before switching to accommodate what they require. I go to a branch to make my first loan payment and see that it was a “partial payment” and became instantly confused! Five days later they add 1327.00 to my loan, I call obviously upset crying because I haven’t ever been late on a loan payment. The woman with whom I spoke with was pleasant and assured me she would have everything resolved and we would follow back up on Friday. I called back on Friday to just to be met with the fact she was out and to my dismay instead of them crediting my account fully they credited a partial amount. As of this morning I spoke with a representative and was met with the insult with oh we’re assuming you let your insurance lapse! I’m very upset as someone new to pen air I have been met with worst service in this regard! I’m looking for another company to refinance with. I will send them their documents that they “need” to prove my case which I should not have to do at all- but that will be it for me. I have had to take 3 hours now in total out of my days to accommodate an error on their part if it wasn’t the proper insurance why not inform at the time of the refinance!

      Local BBB

      BBB of Northwest Florida

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