BBB Accredited Business Profile

Garden State Home Loans, Inc.

Garden State Home Loans, Inc.

(609) 216-7912

Garden State Home Loans, Inc.

6 years in business
2091 Springdale Rd Ste 16
Cherry Hill, NJ 08003-4005
Fax Numbers
  • (866) 709-2265
  • (888) 414-5936
Additional Phone Numbers
  • (888) 612-4604
Additional Email Addresses
BBB File Opened: 05/31/2011
Business Started: 03/17/2011
Business Incorporated: 03/17/2011 in NJ
Type of Entity
Business Management
  • Mr. Anthony Casa, President
  • Mr. Justin DeJoseph, CEO
  • Mr. Christopher Pell, Director of Operations
Business Category
  • Mortgage Brokers
  • Mortgage Lender
  • Mortgage Bankers
  • NAICS: Mortgage and Nonmortgage Loan Brokers

Service Area
Licensing, Bonding or Registration
This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
BBB accredited business



Garden State Home Loans (GSHL) is considered a mortgage industry leader in OVERALL customer experience, pricing, and efficiency.  

Here is what they can do for their customers: 

- Refinance Mortgages: Refinance Primary Mortgage, Consolidate multiple mortgages/liens, Cash Out Refinance, Debt Consolidation Refinance, Home Improvement Refinance, VA IRRL Streamline Refinance, FHA Streamline Refinance, FHA 203(K) Renovation Refinance, FHA 203(K) Streamline Refinance, Fannie Mae HomeStyle Renovation Refinance, HARP Refinance, Jumbo Refinance, Reverse Mortgage Refinance. All refinance options are applicable on Primary Residence, Investment Property, and Second Homes. 

- Purchase Money Mortgage: Primary Residence Purchase Money Mortgage, Second Home/Vacation Home Purchase Money Mortgage, Investment Property Purchase Money Mortgage, FHA 96.5% Purchase Money Mortgage, 100% VA Purchase Money Mortgage, 100% USDA Purchase Money Mortgage, FHA 203(k) Renovation Purchase Money Mortgage, Fannie Mae HomeStyle Renovation Purchase Money Mortgage, Fannie Mae HomePath Renovation Purchase Money Mortgage, Delayed Financing Purchase Money Mortgage, 60 Minute Pre-Approval, GSHL Secure Mortgage Program allowing buyers whom have not found a home to secure a mortgage commitment prior to going under Contract for a home. ****All property types applicable i.e. Single Family Residence-Detached, Single Family Residence-Attached, Townhouse, Low or High Rise Condominium, Multi-Family Residences***** 

- Niche Products: HARP Refinance up to 200% Combined Loan to Value, Refinance your home 1 Day off the Market, Purchase or Refinance Mortgage only 2 Years from Bankruptcy Discharge, Float Down Option Available on all Rate Locks, Cash Out Refinance up to 90% of property value, No Loan to Value limit on FHA and VA Streamline Refinances, They will do Less than 2 Years Self Employed borrowers, Jumbo Mortgages up to 90% of the property value, No Mortgage Insurance Programs Available up to 90% of property value 
NMLS: 473163

**New Jersey**Connecticut**Pennsylvania****New York

BBB Reason for Ratings

BBB rating is based on 13 factors: Get the details about the factors considered.

Business Profile

Business Profile

Licensing information is provided in the BBB Business Profiles to inform the public about industries that may require professional licensing, bonding, or registration. Better Business Bureau encourages you to check with the appropriate agency to be certain any requirements are currently being met.
BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to substantiate their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.
BBB reports on known significant government actions involving the business's marketplace conduct.
BBB reports on a company that is out of business for three years from the date the company closes its doors or ceases to do business.
BBB reports on unauthorized use of the Better Business Bureau's name and/or logo for as long as the business continues to use it in any advertising, or for one year after the business ceases any repeated unauthorized uses.
BBB reports on a business’s bankruptcy as long as the business remains in bankruptcy.
BBB reports when mail sent to the business was returned by the Postal Service.

Garden State Home Loans, Inc.

Garden State Home Loans, Inc.


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