BBB Accredited Business Profile

Family Heritage Life Insurance Company

Family Heritage Life Insurance Company

(800) 433-3405

Family Heritage Life Insurance Company

31 years in business
PO Box 2808
Waco, TX 76702-2808
Additional Phone Numbers
  • (425) 885-2838
  • (612) 877-8161
Additional Email Addresses
BBB File Opened: 01/25/1991
Business Started: 01/01/1987
Business Started Locally: 01/01/1924
Type of Entity
Business Management
  • Ryan Stenglein, Regional General Manager
  • Rick Altig, Manager
  • Kara Barbaro, Human Resources
Business Category
  • Life Insurance
  • Insurance Services Office

Products & Services
Life, Accident and Health
Service Area
Local Service Areas include: State of Minnesota, North Dakota, South Dakota, Montana, western Wisconsin
Alternate Business Names
  • American Income Life Insurance
  • AIL
  • American Income Life
  • American Income Life Insurance Company
  • American Income
  • American Income Life Altig, Orlovic & Deley Office
  • American Income Life-Brandon Cooley Office
  • American Business Life Insurance
  • Altig International
  • Altig International

BBB accredited business



Altig is the largest distribution system of American Income Life Insurance Company; AIL agents currently serve families in 18 states and 7 Canadian provinces from over 40 agencies around the continent.
American Income Life Insurance Company partners with members of credit unions, labor unions, and associations, as well as private clients to provide supplemental term life and whole life policies. 
AIL is a subsidiary of the publically traded company, Torchmark (TMK).

BBB Reason for Ratings

BBB rating is based on 13 factors: Get the details about the factors considered.

Based on BBB files, this business has a BBB Rating of No Rating. The reason is as follows:
Complaints against this business are handled by another BBB.

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BBB reports on known significant government actions involving the business's marketplace conduct.
BBB reports on a company that is out of business for one year from the date the company closes its doors or ceases to do business.
BBB reports on unauthorized use of the Better Business Bureau's name and/or logo for as long as the business continues to use it in any advertising, or for one year after the business ceases any repeated unauthorized uses.
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Family Heritage Life Insurance Company

Family Heritage Life Insurance Company