Business ProfileforSunbelt Fidelity Corp., LLC

According to BBB records, Sunbelt Fidelity is a forensic audit and loan modification firm that requires homeowners to pay an upfront fee for its services.  Please note, advanced fee loan modification services are illegal in many states. Please consult with your state attorney general to see if such a law applies to your state and for more information about foreclosure rescue services.

BBB complaint records show Sunbelt Fidelity sales representatives initially contact distressed homeowners with the promise of saving their home from foreclosure. However, in order to start the foreclosure rescue process, homeowner’s are required to pay a large upfront fee of $1000 or more in addition to a monthly fee of several hundred dollars. BBB noted that in some cases, homeowners were under the impression Sunbelt had been appointed or authorized to contact them by their lender. Homeowners later learned, however, that this was not the case. Complainants who employed the services of Sunbelt have stated that Sunbelt was unable to stop or prevent the foreclosure of their homes. Additionally, requests for refunds from most homeowners were not honored by the company.

On October 15, 2012 the BBB opened an investigation into the business practices of Sunbelt Fidelity and its relationship to another loan modification firm by the name of East Coast Fidelity a/k/a Fidelity located in Providence, Rhode Island and in Ft. Lauderdale, Florida. Information obtained by the Houston BBB from other Bureaus and Sunbelt’s web host allowed the Houston BBB to determine the principal of Sunbelt Fidelity, Ms. Janice McCarthy, was also formerly a principal of East Coast Fidelity a/k/a Fidelity for both locations. Shortly after the BBB’s findings were made known, Sunbelt Fidelity contacted the BBB and argued there was no relationship between the firms. In good faith, BBB requested additional information from Sunbelt Fidelity that would substantiate the claim; however, the BBB has not received any such documentation from Sunbelt. BBB encourages consumers to review additional information contained in the public reports issued by the Rhode Island and Florida BBB’s by visiting the links listed at the bottom of this report.

**UPDATE** The BBB wants you to know that on July 16, 2013, BBB received a letter from Sunbelt Fidelity indicating it was no longer in business. Upon further investigation, BBB discovered contact information for Sunbelt Fidelity is now linked to Nationwide Pre-Forclosure Corporation.