The consumer credit reporting agency, Equifax, said on Thursday that hackers gained access to the data of approximately 143 million people living in the US.
The company says the hackers accessed
THIS IS ALL THE INFORMATION A CON MAN NEEDS TO OPEN ACCOUNTS IN YOUR NAME AS WELL AS TAKE OUT MORTGAGES AND OTHER LOANS IN YOUR NAME.
In addition, the company says hackers accessed credit card numbers for approximately 209,000 people, and certain dispute documents with personal identifying information for approximately 182,000 people.
The company has set up a site to help you determine if your information was accessed. You can check here: https://trustedidpremier.com/eligibility/eligibility.html.
If your information may have accessed, you will receive a date when you return and sign up for Equifax's FREE credit monitoring and ID theft protection program. Monday is the sooner you can sign up, and it could be until November 21, 2017, before you can enroll. Here’s more information: https://www.equifaxsecurity2017.com/enroll/
Despite what you may have heard or read, the arbitration clause and class action waiver included in the language for the credit monitoring program does not apply to this incident.
Other steps you can take until you enroll:
Here’s more information on both: https://www.bbb.org/council/news-events/news-releases/2017/09/bbb-tip-credit-freezes-and-fraud-alerts/
Equifax also recommends you look at account statements and credit reports yourself to check for fraud. You can request a free copy of your credit report at www.annualcreditreport.com. You may receive one free copy a year from each of the three credit reporting agencies. But BBB suggests you order a report just from one agency every three months.