BBB Accredited Business Profile

N.C. Grange Mutual Insurance Company

N.C. Grange Mutual Insurance Company

(336) 294-5336

N.C. Grange Mutual Insurance Company

83 years in business
2751 Patterson St Ste 200
Greensboro, NC 27407-2336
Fax Numbers
  • (336) 292-1923
Additional Phone Numbers
  • (800) 394-1236
BBB File Opened: 09/06/2005
Business Started: 02/01/1935
Business Started Locally: 02/01/1935
Business Incorporated: 09/27/1934 in NC
Type of Entity
Business Management
  • Mr. Robert Caldwell, President
  • Ms. Libby Fox, Manager of Technology
  • Ms. Deb Welch, Vice President
  • Ms. Cathey Wells, Secretary/Treasurer
Business Category
  • Insurance Companies
  • Property Insurance

Products & Services
N.C. Grange Mutual Insurance Company specializes in property insurance. It offers insurance for homes, farms, mobile homes, churches and small businesses.
Service Area
N.C. Grange Mutual Insurance Company serves customers in North Carolina only.
Licensing, Bonding or Registration
This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
BBB accredited business



N.C. Grange Mutual Insurance Company specializes in providing property insurance in the state of North Carolina. We are one of the largest writers of farm and rural coverage in the state and, in addition to our farm policies, we have several insurance products for homes, mobile/modular homes, churches, and small businesses.
Operating since 1934, we understand the insurance needs of North Carolina property owners.

The State of North Carolina recognized and licensed NCGM in 1934 as an Assessable Mutual insurer. We have no stock holders and our rates are based on the combined experience of our policyholders. We operate similarly to a partnership or co-op and in some ways similarly to the North Carolina Auto Facility. In our more than 75 years of service, we only assessed policy holders one time, that was following hurricane Hazel and before we carried reinsurance to stand with us to protect policy holders in large loss events. Since 1955 we have carried reinsurance to protect our policyholders and company surplus against large and catastrophic loss events.
For our reinsurance needs, we’ve partnered with General Reinsurance Corporation since 1969. GenRe is one of the largest and strongest reinsurance companies in the world. Through GenRe, we carry excess of loss coverage for single large losses and catastrophe coverage designed to protect our policyholders against large storms, etc.

N.C. Grange Mutual markets its products and services through independent agents, many of who are proud members of the Independent Insurance Agents of North Carolina (IIANC). We are represented by approximately 250 independent agencies across the state of North Carolina. Not all are members of IIANC, but all of the independent agencies are owned and operated by people you know and trust.
Agents can provide you with experienced, professional service from the quoting of coverage to assisting in helping policyholders evaluate needs. In the event of a loss, they will assist you in following up on coverages. With a wide variety of products from a multitude of quality companies, agents can offer solutions that best fit your insurance needs.

We are rated by Demotech, Inc. Demotech specializes in financial evaluation of insurance companies across the country. In 1988, Demotech introduced it’s Financial Stability Analysis Models which was the first such model universally applied to P&C insurers of all sizes. Their model came prior to the model now used by NCDOI and the National Association of Insurance Commissioners to evaluate the strength of insurers.

BBB Reason for Ratings

BBB rating is based on 13 factors: Get the details about the factors considered.

Licensing information is provided in the BBB Business Profiles to inform the public about industries that may require professional licensing, bonding, or registration. Better Business Bureau encourages you to check with the appropriate agency to be certain any requirements are currently being met.
BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to substantiate their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.
BBB reports on known significant government actions involving the business's marketplace conduct.
BBB reports on a company that is out of business for one year from the date the company closes its doors or ceases to do business.
BBB reports on unauthorized use of the Better Business Bureau's name and/or logo for as long as the business continues to use it in any advertising, or for one year after the business ceases any repeated unauthorized uses.
BBB reports on a business’s bankruptcy as long as the business remains in bankruptcy.
BBB reports when mail sent to the business was returned by the Postal Service.

N.C. Grange Mutual Insurance Company

N.C. Grange Mutual Insurance Company


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