BBB Accredited Business Profile


(415) 992-4200


13 years in business
650 California St Ste 1800
San Francisco, CA 94108-2702
Fax Numbers
  • (415) 983-0577
Additional Phone Numbers
  • (866) 722-3910
  • (415) 992-4210
  • (800) 340-8600
  • (800) 588-7600
Additional Email Addresses
BBB File Opened: 10/10/2008
Business Started: 07/19/2004
Business Started Locally: 07/19/2004
Business Incorporated: 07/19/2004 in CA
Type of Entity
Business Management
  • Mr. James Riccitelli, Co-CEO
  • Mr. Thomas Sponholtz, Co-CEO
Business Category
  • Real Estate Investors
Service Area
We service the following area(s): Arizona, California, Connecticut, District of Columbia, Illinois, Maryland, Massachusetts, New Jersey, New York, Oregon, Pennsylvania, Virginia, Washington
Alternate Business Names
  • Real Estate Equity Exchange, Inc.
  • FirstREX
  • Unison Home Ownership Investors
  • Unison
Licensing, Bonding or Registration
This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
Number of Employees: 
BBB accredited business



Unison provides long-term investment capital to home buyers and homeowners which they can use for up to 30 years with no interest or monthly payments.  Unison's investors earn a return by sharing in the change in value of the home, up or down, when the homeowner decides to sell.  As partners, if the home value rises the homeowner and the investor both profit.  If the home value falls, both lose.  The Unison HomeBuyer program increases purchasing power and helps more buyers qualify by lowering their monthly payment.  The Unison HomeOwner program allows existing homeowners to unlock home equity without debt.

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BBB Reason for Ratings

BBB rating is based on 13 factors: Get the details about the factors considered.

Licensing information is provided in the BBB Business Profiles to inform the public about industries that may require professional licensing, bonding, or registration. Better Business Bureau encourages you to check with the appropriate agency to be certain any requirements are currently being met.
BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to substantiate their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.
BBB reports on known significant government actions involving the business's marketplace conduct.
BBB reports on a company that is out of business for one year from the date the company closes its doors or ceases to do business.
BBB reports on unauthorized use of the Better Business Bureau's name and/or logo for as long as the business continues to use it in any advertising, or for one year after the business ceases any repeated unauthorized uses.
BBB reports on a business’s bankruptcy as long as the business remains in bankruptcy.
BBB reports when mail sent to the business was returned by the Postal Service.




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