BBB Accredited Business Profile

Horizon Financial Associates

Horizon Financial Associates

(510) 377-9059

Horizon Financial Associates

28 years in business
39680 Mission Blvd
Fremont, CA 94539-3000
Fax Numbers
  • (925) 292-8464
  • (510) 578-1971
Additional Email Addresses
BBB File Opened: 01/15/1998
Business Started: 07/01/1988
Business Started Locally: 07/01/1988
Business Incorporated: 05/01/1989 in CA
Type of Entity
Business Management
  • Mr. George Duarte, Owner
  • Ms. Mary Florio, Broker Associate
Business Category
  • Mortgage Brokers
  • Real Estate

Products & Services
Real Estate financing products for purchasing, refinancing and rehabbing include Conventional, Jumbo, VA/FHA, rehab, 2nd homes, investment, Reverse Mortgages, Foreign National, Bridge loans, for single family, townhouses, condos,& manufactured homes
Service Area
San Francisco Bay Area; East Bay
Alternate Business Names
  • Wentworth Enterprises, Inc.
  • Elite Real Estate Properties
Licensing, Bonding or Registration
This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
Number of Employees: 
Refund & Exchange Policy: 
Horizon Financial Associates never charges any points on any loans, and no application fee- no upfront costs. All costs and fees are disclosed in writing within 3 days of application, there is strict no "upselling" or "bait and switching" policy.
BBB accredited business



Horizon Financial Assoc. in Fremont since 1988 providing objective comprehensive mortgage planning services for purchasing and refinancing Real Property for owners & investors. Opportunities created, problems solved, goals achieved by intent & design

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BBB Reason for Ratings

BBB rating is based on 13 factors: Get the details about the factors considered.

Business Profile

Licensing information is provided in the BBB Business Profiles to inform the public about industries that may require professional licensing, bonding, or registration. Better Business Bureau encourages you to check with the appropriate agency to be certain any requirements are currently being met.
BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to substantiate their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.
BBB reports on known significant government actions involving the business's marketplace conduct.
BBB reports on a company that is out of business for three years from the date the company closes its doors or ceases to do business.
BBB reports on unauthorized use of the Better Business Bureau's name and/or logo for as long as the business continues to use it in any advertising, or for one year after the business ceases any repeated unauthorized uses.
BBB reports on a business’s bankruptcy as long as the business remains in bankruptcy.
BBB reports when mail sent to the business was returned by the Postal Service.

Horizon Financial Associates

Horizon Financial Associates


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