This Business Is Not BBB Accredited

Debt Defense Services, LLC

Debt Defense Services, LLC

(855) 332-1062

Debt Defense Services, LLC

5 years in business

1810J York Rd # 381
Lutherville Timonium, MD 21093-5118

Additional Phone Numbers
  • (443) 320-2443
  • (443) 320-2444
  • (888) 209-3222
  • (877) 331-8892
Additional Email Addresses
  • customerservice@debtdefenseservices.org
  • processing@debtdefenseservices.org
BBB File Opened: 10/10/2012
Business Started: 01/17/2011
Business Started Locally: 01/28/2011
Business Incorporated: 01/17/2011 in MD
Type of Entity
Limited Liability Corporation
Business Management
  • Mr. Charles (Scott) Solomon, President; Resident Agent
Contact Information
  • Mr. Charles (Scott) Solomon, President; Resident Agent
Business Category
  • Debt Relief Services
  • Legal Document Assistance
  • Debt Relief Education

Additional Information
  • According to their website and customer agreements, Debt Defense Services offers a 100% Money Back Guarantee, stating that "If any entity claiming a DDS customer owes it a debt adequately validates the debt by providing documentation that it is lawfully obligated to provide in response to such a validation request, and DDS does not find any violations of law in the collection of such a debt, DDS will provide a refund of fees to its customer proportionate to the fees they paid to DDS regarding the debt"
  • Based on a review of documents provided by DDS and exchanges of information between the business and BBB in order to discern the nature of their business, DDS states they provide the following services: ***Debt Education: **"Consumers receive value from our services because we educate them relating to their debtor rights and then provide document preparation and form transmittal services in an attempt to reduce creditor harassment and help the consumer better understand and communicate the situation." **"Generally, we are similar to a credit counselor but we do not provide or sell debt management plans nor do we provide a mechanism wherein consumers pay their creditors through our company..." ***Debt validation: **"DDS, when appropriate, will dispute the validity of a debt from the entity attempting to collect such a debt from a DDS customer. DDS does not dispute the reporting of the debt with any of the credit reporting agencies" **"DDS does not provide debt settlement or negotiation services" ***Document preparation **"DDS provides its customers with document preparation services so that its customers are capable of verifying their alleged debts with their creditors" **"Specifically, DDS will prepare documents for its customers to review so that DDS can correspond with their customers creditors concerning the validity of their customers' debt(s)" ***Membership/Discount programs **DDS provides "membership programs to consumers who are then eligible to receive valuable discounts and services...similar to coupon programs" ***Referrals to Credit Repair programs **"(DDS) may...refer a consumer to an independent credit repair agency if the customer needs that help instead of or supplemental to our client services" **"DDS clients are not required to use credit repair services. However, should a DDS customer choose to use a credit repair service, then they will receive that service at a discounted rate. Such a discounted rate is a benefit of their DDS membership. DDS does not own, provide, or guarantee any credit repair services and does not require its customers to participate in a credit restoration program." **"DDS is not paid for referrals. It makes no money either directly or as a commission from referrals"

Products & Services
This business provides resources to enable customers to independently validate personal debt. This business does not provide legal services and is not engaged as a "credit repair" entity which is a regulated industry in Maryland.
Number of Employees: 
22

D+

BBB Reason for Ratings

BBB rating is based on 13 factors: Get the details about the factors considered.

Factors that affect the rating for Debt Defense Services, LLC include:

  • 5 complaints filed against business that were not resolved.
  • Business has failed to resolve underlying cause(s) of a pattern of complaints.
  • Failure to respond to one complaint filed against business.

Licensing information is provided in the BBB Business Profiles to inform the public about industries that may require professional licensing, bonding, or registration. Better Business Bureau encourages you to check with the appropriate agency to be certain any requirements are currently being met.

BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to substantiate their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

BBB reports on known significant government actions involving the business's marketplace conduct.

BBB reports on a company that is out of business for three years from the date the company closes its doors or ceases to do business.

BBB reports on unauthorized use of the Better Business Bureau's name and/or logo for as long as the business continues to use it in any advertising, or for one year after the business ceases any repeated unauthorized uses.

BBB reports on a business’s bankruptcy as long as the business remains in bankruptcy.

BBB reports when mail sent to the business was returned by the Postal Service.

Debt Defense Services, LLC

THIS BUSINESS IS NOT BBB ACCREDITED

Debt Defense Services, LLC

Customer Review Rating:

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Composite Score:

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