BIRMINGHAM, AL: Better Business Bureau Serving Central & South Alabama is issuing a warning for Go Installment Loans.BBB was alerted to the activities of Go Installment Loans after receiving numerous complaints and Scam Tracker reports regarding the company’s business practices and sales tactics. According to complaints received by BBB’s across the United States, complainants report receiving harassing phone calls from Go Installment Loans. Complainants report representatives from Go Installment Loans attempting to retrieve personal information from consumers by telling them they are approved for loans which the consumers claim they did not apply for. The amount of the loan being offered is almost always $9,000. Some Scam Tracker reports mention representatives from the business requesting up-front payments in the form of prepaid iTunes gift cards. Complainants also report that they continue to receive phone calls from Go Installment Loans after asking the business to remove them from their call list.BBB attempted to contact the business regarding these reports, but to date has received no response.According to one BBB CSAL complainant, a caller by the name of Harry Grant told the consumer that he was calling from Go Installment Loans in Galveston, Texas. Looking online, BBB found numerous reports from other people around the country who had experienced the same calls from the same name and location. Like complainants, these consumers had been threatened with being turned over to the FBI or having their credit destroyed by Go Installment Loans.One BBB complainant from Texas reported speaking to a Harry Grant from Go Installment Loans as well as a Richard Webber at 247loan.com. 247loan.com is owned and operated by Blue Global Media. Blue Global Media was recently investigated by the New York State Department of Financial Services Financial Frauds & Consumer Protection Division. Payday and installment loan websites listed in that lawsuit also included gofreecredit.com and 100daysloan.com. Like Go Installment Loans, these websites operate as payday loan lead generation businesses – referring consumers to a network of payday lenders, lead aggregators, and other third parties that provide or market a range of financial products or services.BBB offers these tips when dealing with personal/installment loans:Upfront application fees: Any personal loan that comes with high upfront application fees should be avoided. Quite often, a personal loan includes an origination fee, which is deducted at the time the loan funds are transferred to your account. Law requires the lender to inform the borrower of the overall costs of the loan including the fee and the interest rate. (This is known as the APR).Payment method: Be cautious of any business that requests you make payments in the form of wire transfers or prepaid gift cards.Information security: If you are applying for a loan online, be cautious with the information you provide and always look for the https:// in the site’s URL to make sure any sensitive information you are submitting is secure.Keep your documentation: Many consumers report receiving calls from collections agencies years after they paid off a payday loan. Some of these calls were simple errors; others were attempts by scammers to collect a debt that is not owed. Protect yourself by having documentation that all loans were paid in full.###ABOUT BBB: For more than 100 years, Better Business Bureau has been helping people find businesses, brands and charities they can trust. In 2015, people turned to BBB more than 172 million times for BBB Business Reviews on more than 5.3 million businesses and Charity Reports on 11,000 charities, all available for free at bbb.org. The Council of Better Business Bureaus is the umbrella organization for the local, independent BBBs in the United States, Canada and Mexico, as well as home to its national programs on dispute resolution, advertising review, and industry self-regulation.