FRESNO, Calif. - Dear Action Line, My mom is 84 years old. She has been getting lots of telemarketing calls lately. Callers seem to be asking for money regularly. Her mail seems to be increasing as well. I’m concerned that she may be tricked into giving out personal information she recently gave someone $3,400 though a wire transfer. She thought she was paying taxes on winnings from a foreign lottery. I’m very concerned that it may happen again. Of course, there were no lottery winnings. What can I do to keep her from becoming a victim again?Dear Reader,You are right to be concerned about your Mother. The US Census Bureau advises us that the population of citizens over 65 is the largest in terms of size and percent of the population than it has ever been. Seniors are regularly targeted by scammers who are trying to separate seniors from their money. Seniors that are at risk are those that live alone, are at home a lot and have money. These things leave seniors vulnerable to financial abusers. The sooner you spot signs of financial abuse and doing something about it, the better.Red flags that may indicate financial abuse:Suspicious changes powers of attorney or willsYour senior has a new phone friendYour senior prefers to stay in more and more rather than leave their homeComplaints about lost or stolen credit cardsSudden changes in bankingAny transactions in large amounts or large numbers of withdrawals of cashUnpaid billsUnusual purchases What to do if you suspect your senior may be a victim:Talk to your senior! About finances, health, life, etc. It’s especially important as we ageTell them about scams that prey on seniorsBe sure that your senior is talking to someone about their finances that they and you know and trustCall your local police department if you find that money is missingMonitor mail and phone calls If you feel your senior is no longer capable of caring for their own finances, you may want to consider a conservatorship. For this action, you should consult with an attorney and/or the court systems to see what it takes.Seniors, when it comes to your money, only deal with people you have known for a long time and trust. Only donate to organizations that you know are absolutely trustworthy. Never accept a new offer with the promise of a word. Get all information in writing, especially where money or property are involved. Never sign anything that you haven’t completely read and understood. Never feel pressured to sign anything. If it’s good today, it’s good tomorrow. Take your time! If it sounds too good to be true, it probably is. Check with BBB before you send anyone money. If you know of a scam, report it to your BBB or your local district attorney.Action Line is written by Blair Looney, President & CEO of BBB Serving Central California & Inland Empire Counties. Action Line is a weekly column written exclusively for The Fresno Bee, where readers’ questions are answered. BBB has permission to republish for use on our website.ABOUT BBB: For more than 100 years, Better Business Bureau has been helping people find businesses, brands and charities they can trust. In 2016, people turned to BBB more than 167 million times for BBB Business Profiles on more than 5.2 million businesses and Charity Reports on 11,000 charities, all available for free at bbb.org. There are local, independent BBBs across the United States, Canada and Mexico, including BBB Serving Central California & Inland Empire Counties which was founded in 1950 and serves Fresno, Inyo, Kern, Kings, Madera, Mariposa, Merced, Mono, Tulare, Riverside and San Bernardino Counties.