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(Note: These tips pertain to the industry cited above and do not necessarily track our experience with the company in whose report they appear. In particular, industry complaints referenced below are typical of the industry as a whole, but not necessarily every company in the industry.)

The world is full of advice on how to make money in the stock market and in commodities and currency trading. There are moneymaking seminars, books, newsletters, and now software. The advice given may be helpful as long as you remember the following:
There is no foolproof trading system. Many otherwise astute people forget, when faced with an enticing offer, that there is no sure thing. Trading advice software may be able to calculate information much faster than you can manually, but its recommendations are only as good as its methodology. If any program were infallible, you would be reading about it on the front page of your daily newspaper and watching stories about it on the evening news. Hope for riches springs eternal, however, and while there are always companies that are willing to help you, others will take advantage of you.
Doing your homework will help avoid problems. All good libraries and bookstores have comprehensive guides to financial planning and books for new investors. Colleges and universities often have informal courses on how to invest. Learn how markets and trading work before making any serious expenditures. The more you know about investing, the better investor you will be. Otherwise, you may buy advice on a hope and a guess.
If product literature is available, read it and keep it. As with any significant purchase, read the details of any refund policy before you buy. This does not mean only asking what the refund policy is. We recommend that you take the time to read the policy yourself, as the best way to avoid misunderstandings. If there are problems on refunds, many companies will rely on the written policy, not on what you say you were told or on what you thought the policy was.
Finally, we return to basics. There is no foolproof system. Do not expect too much from the software. And always be wary of investment promises that sound too good to be true. You never have to be pressured into a hasty decision. If the product is worthwhile today, it will be worthwhile tomorrow or next week. Take the time to understand the methodology of the software, your ability to use the software, and the company's refund policy.

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