BBB Accredited Business Profile

Smart Mortgage Centers, Inc.

Smart Mortgage Centers, Inc.

(630) 904-1800

Smart Mortgage Centers, Inc.

20 years in business
4003 Plainfield Naperville Rd STE 207
Naperville, IL 60564-4150
Fax Numbers
  • (630) 904-1010
Additional Phone Numbers
  • (779) 279-5247
  • (888) 762-7881
  • (888) 416-0920
Additional Email Addresses
BBB File Opened: 01/05/1998
Business Started: 02/01/1997
Business Started Locally: 02/01/1997
Business Incorporated: 02/11/1997 in IL
Type of Entity
Business Management
  • Mr. Rich Birk, President/Owner
Business Category
  • Mortgage Brokers
  • Financing
  • Loans
  • Loans - Small Business
  • Real Estate Loans
  • Reverse Mortgage
  • Mortgage Lender
  • Financial Services
  • Mortgage Bankers
  • NAICS: Mortgage and Nonmortgage Loan Brokers
  • Financing Consultants
  • Real Estate Consultants
  • Real Estate Services

Products & Services
Home loans, Conventional loans, FHA loans, VA loans, USDA loans, Reverse mortgage, FHA 203K Rehab loans, FHA Streamline, Military Mortgage, HARP (home affordable refinance program)
Licensing, Bonding or Registration
This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.



Smart Mortgage Centers, Inc. is a mortgage broker which assists individuals with home loans including purchasing or refinancing a home through a mortgage or reverse mortgage. Offering FHA, VA Military loans, conventional, USDA rural home loans, reverse mortgage (62 an older) fha & va streamline, fha 203k rehab loans, HARP (home affordable refinance program). This company serves Illinois and the greater Chicagoland area, including Schaumburg, Naperville, Evanston, Skokie, Tinley Park, Oak Park, Park Ridge, Crystal Lake, Arlington Heights, Rolling Meadows, Mt Prospect, Prospect Heights, Romeoville, Bolingbrook, McHenry, Lake Villa, Villa Park, Winthrop Harbor, Zion, St Charles, Geneva, Wheaton, West Chicago, Warrenville, Aurora, Carpentersville, Bensenville, Bolingbrook, Burlington, Lake Bluff, Deerfield, Highland Park, and Buffalo Grove. Services available from this company include mortgages, reverse mortgages, mortgage calculators, home financing information and advice, and mortgage consultations.

Let's socialize:

BBB Reason for Ratings

BBB rating is based on 13 factors: Get the details about the factors considered.

Business Profile

Business Profile

Licensing information is provided in the BBB Business Profiles to inform the public about industries that may require professional licensing, bonding, or registration. Better Business Bureau encourages you to check with the appropriate agency to be certain any requirements are currently being met.

BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to substantiate their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

BBB reports on known significant government actions involving the business's marketplace conduct.

BBB reports on a company that is out of business for three years from the date the company closes its doors or ceases to do business.

BBB reports on unauthorized use of the Better Business Bureau's name and/or logo for as long as the business continues to use it in any advertising, or for one year after the business ceases any repeated unauthorized uses.

BBB reports on a business’s bankruptcy as long as the business remains in bankruptcy.

BBB reports when mail sent to the business was returned by the Postal Service.

Smart Mortgage Centers, Inc.

Smart Mortgage Centers, Inc.


Customer Review Rating:

This business has no complaints filed

Composite Score: