BBB Accredited Business Profile

Home Rate Mortgage

Home Rate Mortgage

Home Rate Mortgage

12 years in business
7506 E Brainerd Rd
Chattanooga, TN 37421-3165
Additional Email Addresses
Additional Website Addresses
BBB File Opened: 12/05/2013
Business Started: 09/01/2005
Business Started Locally: 09/01/2005
Business Incorporated: 10/26/2006 in TN
Type of Entity
Business Management
  • Mr. Ben Phillips, Owner
  • Mr. Eric Bradshaw, Owner
Business Category
  • Mortgage Broker
  • Reverse Mortgage
  • Mortgage Banker

Additional Information
  • There is never a cost to review our proposal & there is no obligation to close a mortgage until we close.
Products & Services
If we don't have a product, its only because someone else does it better and guess what? We will let you know where! Our simple approach: Offer the BEST products that we can provide the BEST service on. Call us to inquire or learn about all products!
Alternate Business Names
  • TJC Mortgage, Inc.
Licensing, Bonding or Registration
This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
Number of Employees: 
BBB accredited business



SERVING THE CHATTANOOGA & NORTH GEORGIA AREA FOR 17 YEARS. We've been established in this wonderful community since 2001. HomeRate Mortgage provides Mortgage Loans for new home buyers & refinances to current homeowners & Chattanooga is our HOME!

Let's socialize:

BBB Reason for Ratings

BBB rating is based on 13 factors: Get the details about the factors considered.

Licensing information is provided in the BBB Business Profiles to inform the public about industries that may require professional licensing, bonding, or registration. Better Business Bureau encourages you to check with the appropriate agency to be certain any requirements are currently being met.
BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to substantiate their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.
BBB reports on known significant government actions involving the business's marketplace conduct.
BBB reports on a company that is out of business for one year from the date the company closes its doors or ceases to do business.
BBB reports on unauthorized use of the Better Business Bureau's name and/or logo for as long as the business continues to use it in any advertising, or for one year after the business ceases any repeated unauthorized uses.
BBB reports on a business’s bankruptcy as long as the business remains in bankruptcy.
BBB reports when mail sent to the business was returned by the Postal Service.

Home Rate Mortgage

Home Rate Mortgage


Customer Review Rating:

This business has no complaints filed

Composite Score: