According to the Federal Trade Commission, 143 million people could be affected by the Equifax data breach that took place from mid-May through July 2017. The credit cards of roughly 209,000 people were exposed, as well as “personal identifying information” on about 182,000 customers involved in credit report disputes.
Equifax is one of three credit-reporting companies nationwide that track and rate the financial history of U.S. residents. Equifax gathers data from credit card companies, banks, lenders, and retailers without having to notify consumers and can possess critical information such as Social Security numbers, birth dates, addresses, and occasionally driver’s license numbers.
Equifax will not be contacting everyone who was affected, but will send direct mail notices to those whose credit card numbers or dispute records were accessed. Equifax will provide a free credit file monitoring and identity theft protection service for one year through TrustedID Premier to anyone who wants to monitor their credit activity.
To see if you were impacted, visit: https://www.equifaxsecurity2017.com/potential-impact/
BBB and the FTC offers these tips: