BBB Accredited Business Profile

Embrace Home Loans, Inc.

Embrace Home Loans, Inc.

(800) 620-6292

Embrace Home Loans, Inc.

33 years in business
Headquarters
25 Enterprise Ctr
Middletown, RI 02842-5201
Fax Numbers
  • (401) 851-5560
Additional Phone Numbers
  • (401) 846-3100
  • (301) 605-1601
  • (636) 812-3004
  • (540) 825-6630
  • (703) 591-7144
  • (813) 229-3600
  • (521) 517-1066
  • (251) 706-8001
  • (860) 656-0111
  • (800) 333-3004
  • (239) 444-3299
  • (800) 333-3004
  • (863) 393-9973
  • (863) 393-9973
  • (813) 574-3899
  • (561) 340-1940
  • (508) 740-0622
  • (508) 591-4801
  • (443) 283-0807
  • (240) 415-7111
  • (301) 645-9400
  • (301) 921-0070
  • (667) 330-1000
  • (301) 232-1997
  • (443) 921-8064
  • (207) 808-4300
  • (207) 808-4300
  • (207) 808-4300
  • (207) 808-4300
  • (631) 339-7577
  • (800) 333-3004
  • (540) 552-4446
  • (434) 327-1567
  • (703) 591-7144
  • (800) 333-3004
  • (434) 237-5111
  • (540) 389-0687
  • (302) 827-5100
  • (251) 517-1066
  • (508) 889-7003
  • (443) 321-4500
  • (301) 335-1859
  • (540) 761-5292
  • (540) 375-3190
Additional Email Addresses
  • info@embracehomeloans.com
BBB File Opened: 10/01/1983
Business Started: 05/01/1983
Business Incorporated: 05/13/1983 in RI
Type of Entity
Corporation
Business Management
  • Mr. Kurt Noyce, President
  • Mr. Peter Microulis, VP Quality Assurance
Contact Information
  • Principal: Mr. Peter Microulis, VP Quality Assurance
  • Principal: Mr. Kurt Noyce, President
Business Category
  • Mortgage Bankers
  • NAICS: Mortgage and Nonmortgage Loan Brokers

Products & Services
Residential Mortgage Loans , Residential Mortgage Loans First and Second Liens, Residential Mortgage Purchase Loans, Residential Mortgage Refinance Loans, Residential Mortgage Second Lien Loans
Service Area
ALABAMA, ARIZONA, ARKANSAS, CALIFORNIA, COLORADO, CONNECTICUT, DELAWARE, DISTRICT OF COLUMBIA, FLORIDA, GEORGIA, IDAHO, ILLINOIS, INDIANA, IOWA, KANSAS, KENTUCKY, LOUISIANA, MAINE, MARYLAND, MASSACHUSETTS, MICHIGAN, MINNESOTA, MISSISSIPPI, MISSOURI, NEBRASKA, NEW HAMPSHIRE, NEW JERSEY, NEW MEXICO, NEW YORK, NORTH CAROLINA, NORTH DAKOTA, OHIO, OKLAHOMA, OREGON, PENNSYLVANIA, RHODE ISLAND, SOUTH CAROLINA, SOUTH DAKOTA, TENNESSEE, TEXAS, UTAH, VIRGINIA, WASHINGTON, WEST VIRGINIA, WISCONSIN
Alternate Business Names
  • Advanced Financial Services
  • AFS Financial
Licensing, Bonding or Registration
This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
Number of Employees: 
367
Methods of Payment
  • Check
    Money Order
    Visa
    MasterCard
    Discover
    American Express
Refund & Exchange Policy: 
After APR disclosures are provided to the consumer, AFS may require that an appraisal be performed to determine a market value for the subject property, and a fee will be collected from the consumer for that service.  The fee, which is then paid to a third party appraiser, will not be refundable after the appraisal services have been performed.

A+

Overview

For over 30 years, Embrace Home Loans has been assisting consumers in achieving their homeownership goals and managing their finances. Operating in 46 states nationally, with over 600 employees committed to customer experience, Embrace Home Loans offers a full menu of Mortgage Programs for consumers who wish to purchase a new home, refinance an existing mortgage or consolidate high-interest debt.

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BBB Reason for Ratings

BBB rating is based on 13 factors: Get the details about the factors considered.

Business Profile

M: 9:00 AM-5:00 PM
T: 9:00 AM-5:00 PM
W: 9:00 AM-5:00 PM
Th: 9:00 AM-5:00 PM
F: 9:00 AM-5:00 PM
S: 9:00 AM-3:00 PM
Su: Closed


Licensing information is provided in the BBB Business Profiles to inform the public about industries that may require professional licensing, bonding, or registration. Better Business Bureau encourages you to check with the appropriate agency to be certain any requirements are currently being met.

BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to substantiate their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

BBB reports on known significant government actions involving the business's marketplace conduct.

BBB reports on a company that is out of business for three years from the date the company closes its doors or ceases to do business.

BBB reports on unauthorized use of the Better Business Bureau's name and/or logo for as long as the business continues to use it in any advertising, or for one year after the business ceases any repeated unauthorized uses.

BBB reports on a business’s bankruptcy as long as the business remains in bankruptcy.

BBB reports when mail sent to the business was returned by the Postal Service.

BBB Community Patrons
BBB Community Patrons are like-minded businesses that see ethics as the key factor in creating a stronger, healthier business community.

BBB Community Patrons' additional financial support enables BBB to pursue distinctive, mission-based programs focused on ethics that would not be possible if not for the generous backing from BBB Community Patron Sponsors.

Embrace Home Loans, Inc.

Embrace Home Loans, Inc.

BBB ACCREDITED SINCE 08/11/2009

Customer Review Rating:

Positive
94%
Neutral
1%
Negative
5%

Composite Score:

0 3
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