This Business Is Not BBB Accredited

National Credit Systems, Inc.

National Credit Systems, Inc.

(404) 629-9595

National Credit Systems, Inc.

25 years in business
3750 Naturally Fresh Blvd
Atlanta, GA 30349-2964
Additional Phone Numbers
  • (800) 367-1050
  • (404) 629-2728
  • (404) 629-9595
BBB File Opened: 11/12/1998
Business Started: 08/01/1991
Business Incorporated: 08/16/1991 in GA
Type of Entity
Contact Information
  • Principal: Mr. Joel Lackey, President
  • Mr. Michael Cook, Manager
  • Mr. Ron Sapp, VP of Operations
  • Customer Service: Mr. Alan Pruett, Collection Manager
Business Category
  • Collection Agencies
Alternate Business Names
  • National Credit Systems
  • National Credit System,Inc
  • N C S
  • NCS


Ad Review

In August 2016, BBB questioned this firm's advertising appearing on their website. We found the following advertised claims on

1. Your best Collection Solution !

In an effort to assist the company with this matter, BBB sent suggested modifications for each of their advertised claims that would bring them into compliance with BBB standards.

The firm responded stating:
This is National Credit Systems, Inc. (NCS) respon... Read More

BBB Reason for Ratings

BBB rating is based on 13 factors: Get the details about the factors considered.

Factors that affect the rating for National Credit Systems, Inc. include:

  • 383 complaints filed against business
  • Advertising issue(s) found by BBB.

Licensing information is provided in the BBB Business Profiles to inform the public about industries that may require professional licensing, bonding, or registration. Better Business Bureau encourages you to check with the appropriate agency to be certain any requirements are currently being met.
BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to substantiate their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.
BBB reports on known significant government actions involving the business's marketplace conduct.
BBB reports on a company that is out of business for three years from the date the company closes its doors or ceases to do business.
BBB reports on unauthorized use of the Better Business Bureau's name and/or logo for as long as the business continues to use it in any advertising, or for one year after the business ceases any repeated unauthorized uses.
BBB reports on a business’s bankruptcy as long as the business remains in bankruptcy.
BBB reports when mail sent to the business was returned by the Postal Service.

National Credit Systems, Inc.


National Credit Systems, Inc.

Customer Review Rating:


Composite Score: