Could You Be A Victim of Identity Theft?

  
     
July 31, 2017

Could You Be A Victim of Identity Theft?

Protecting your personal information online and offline is more important than ever. BBB wants you to protect yourself from Identity Theft by taking measures to secure personal information.

Understand How It Happens:

Unsecured online transactions.

Giving out information over the telephone, online and through the mail.

Signing up for products or services.

When you lose your wallet or purse or leave it for others to see.

When you put outgoing bills in an unsecure mailbox; put papers in the trash that should be shredded; give strangers access to your computer or your home. Don’t leave your checkbook, credit cards or other personal out for other to take advantage of.

Look For Signs It Has Happened:

Bills, bank or credit card statements stop arriving. New credit card statements you’ve not applied for arrive. You are turned down for a loan or line of credit. Your medical insurance is not accepted or police show up at your door. Yes, you can be arrested for a crime you didn’t commit when someone else is using your identity.

Exercise Caution:

Government & financial institutions already have your personal information, they don’t need it so don’t believe callers asking for it. Don’t wire money to someone you don’t know, chances are you won’t get it back. Never give out personal information to people or institutions you don’t know or haven’t verified. Use a shredder and carry only cards you need. Opt out of receiving pre-screened credit card offers. Call 1-888-5OPTOUT.

Order a copy of your credit report every year. Make sure all information is accurate and that you’ve authorized all activity on it. Most credit reporting agencies charge a small fee unless you have been a victim of ID Theft. Checking your report on a regular basis will help curb any fraud before it gets out of hand.

Report It:

If you or someone you know is a victim of Identity Theft, notify credit grantors on existing accounts and accounts you believe may have been fraudulently opened in your name. Complete an ID Theft Affidavit Contact BBB at:

806/379-6222

www.bbb.org/Amarillo

And:

www.ic3.gov

www.ftc.gov

877.IDTHEFT  (877.438.4338)