Are you the Owner of this Business? ×
BBB® Accredited Business Seal

Are you...?

If yes, click here to login.

Are you...?

BBB Accredited Business since

First National Bank

Additional Locations

Phone: (970) 482-4861 Fax: (970) 482-4738 View Additional Phone Numbers 205 W Oak St, Fort Collins, CO 80521 View Additional Email Addresses

BBB Business Reviews may not be reproduced for sales or promotional purposes.

BBB Accreditation

A BBB Accredited Business since

BBB has determined that First National Bank meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.

Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that raised the rating for First National Bank include:

  • Length of time business has been operating
  • Complaint volume filed with BBB for business of this size
  • Response to 1 complaint(s) filed against business
  • Resolution of complaint(s) filed against business

Customer Complaints Summary Read complaint details

1 complaint closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 1
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 0
Total Closed Complaints 1

Customer Reviews Summary Read customer reviews

0 Customer Reviews on First National Bank
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Additional Information

BBB file opened: April 01, 1983 Business started: 01/01/1934 Business started locally: 01/01/1934
Licensing, Bonding or Registration

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

These agencies may include:

Division of Banking- Colorado
1560 Broadway Ste 1175, Denver CO 80202
Phone Number: (303) 894-7575

Business Management
Ms. Angie Penland, AVP Market Manager Mr. Mark Driscoll, President Ms. Karen Sorensen, Regional VP for Retail Banking
Contact Information
Principal: Ms. Angie Penland, AVP Market Manager
Customer Contact: Ms. Karen Sorensen, Regional VP for Retail Banking
Business Category

Banks Loans Real Estate Loan Companies Mortgage Brokers Financial Services Financing Consultants

Alternate Business Names
1st National Bank
Industry Tips
Banking on Savings

Additional Locations

  • 100 Johnstown Center Dr

    Johnstown, CO 80534

  • 112 S Denver Ave

    Fort Lupton, CO 80621

  • 1450 N Boyd Lake Ave

    Loveland, CO 80538

  • 1505 Main St

    Windsor, CO 80550 (970) 356-7000

  • 1600 N College Ave

    Fort Collins, CO 80524

  • 1701 23rd Ave

    Greeley, CO 80634

  • 201 W Olive St

    Fort Collins, CO 80521

  • 205 W Oak St

    Fort Collins, CO 80521

  • 2100 West Drake Rd

    Fort Collins, CO 80526 (970) 482-4861

  • 301 First St

    Kersey, CO 80644

  • 4100 Harrison Ave

    Wellington, CO 80549

  • 4603 S Timberline Rd

    Fort Collins, CO 80528

  • 750 N Lincoln Ave

    Loveland, CO 80537

  • 920 54th Ave

    Greeley, CO 80634

  • CSU Lory Student Center

    Fort Collins, CO 80523


BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.

Complaint Detail(s)

12/24/2012 Billing/Collection Issues | Read Complaint Details

Additional Notes

Complaint: I had a car that was repossessed in 2003 but it shows that I still owe on it. I tried to pay i toff a couple of months ago but they refused to letme. I am trying to buy a home and when they pulled my credit it shows that a loan I opened in 1997 at First National Bank in Fort Collins still has a balance due on it. The car was repossessed in de ecember 2002 and they in turn said they charged it off. Now it is showing I still owe a balance on the car and when I went to pay it off even though there should be no balance they told me I couldnt pay it and refused to close the account.


Business Response: Business Response /* (1000, 10, 2012/12/05) */ First National Bank tried to collect on the remaining balance of this loan after the sale of the car with no success. Per regulation, a bank has up to 7 years to report the loan as a loss. In 2008 (well within our time limit) the loan was deemed uncollectable and reported to the IRS. First National Bank has deemed this as a correctly reported loan. Consumer Response /* (3000, 12, 2012/12/07) */ (The consumer indicated he/she DID NOT accept the response from the business.) All I wanted to pay was the remaining balance to show as a zero balanced and paid.They wont let me pay the balance to zero it out.The original start of the loan was in 1997 was closed out in 2002 so what the bank is saying is they can ding my credit report for over 15 years. Business Response /* (4000, 14, 2012/12/12) */ A Bank rep will contact Mr. ****** to personally speak to him to resolve this issue.