Online shopping or cyber-shopping means using your computer as a means to purchase items from e-store websites. These 'virtual" stores show pictures of items for sale along with the price. You pay for the items using a credit or debit card. Your purchases are then mailed to the shipping address you provide. Click here for some tips before you buy.
Be smart on social media - The information you post on your Facebook, Twitter, Instagram, Pintrest, Google +, YouTube or other social media page can make you a target for identity thieves, computer hackers and even stalkers. Click for tips on social media safety.
Building credit after high school - Establishing your credit record doesn't have to mean opening a credit card. There are many other factors that comprise your credit report and help to build your credit. Click here for five ways to start building a strong credit report record.
Identity thieves target teens. According to a PBS report on identity theft, young people are now the #1 target. Most teens and young adults do not have credit histories. That makes a lucrative target for thieves who want to steal your fresh slate to take out loans or purchase clothes, cars, and vacations they never intend to pay for-all in your good name. Having your identity stolen can prevent you from getting your first driver's license or a student loan for college.
Click here for information and tips to provent identity theft.
College Students: Ideal for Identity Theft - The Better Business Bureau deemed college students the “most at-risk” group for identity theft, and those in their 20s represented 1 in 5 of all victims (higher than any other age group), according to reports filed with the Federal Trade Commission. College students and recent graduates are often targeted because they’re ideal victims. Find out why here.