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Educational Consumer Tips

Discount Medical Plans

Author: Better Business Bureau
Published:

With the rising cost of health care and prescription drugs, consumers are looking to discount plans for relief. Many of these discount plans claim to offer savings on prescriptions drugs, doctor and dental visits, vision care or other medical services. Advertisements - often found on the Internet, through infomercials or in "spam" e-mail - boast that consumers can save up to 30 percent or more on the cost for such services. Generally, the plans indicate there is a network of providers who will discount their charges for plan members. Consumers who are confused by these plans often believe they are purchasing insurance. Discount plans are not considered health insurance and currently are not regulated in all states. Consumers should review plan materials carefully to be certain the benefits are worth the cost. Also, check with your pharmacist to see if the specific plan is accepted.