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Find a Location

Homeowners Choice Property & Casualty Insurance Company, Inc. has 2 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Business ProfileforHomeowners Choice Property & Casualty Insurance Company, Inc.

    Insurance Companies
    Multi Location Business

    At-a-glance

    Customer Reviews

    1/5stars

    Average of 3 Customer Reviews

    Customer Complaints

    16 complaints closed in last 3 years

    5 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Reasons for BBB Rating

    Business Details

    This is a multi-location business.

    Find a Location

    Homeowners Choice Property & Casualty Insurance Company, Inc. has 2 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      Location of This Business
      3802 Coconut Palm Dr, Tampa, FL 33619-1352
      BBB File Opened:
      9/24/2008
      Years in Business:
      16
      Business Started:
      5/1/2007
      Business Started Locally:
      5/1/2007
      Business Incorporated:
      12/1/2006
      Licensing Information:
      This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
      BBB records show a license number of 12944 for this business, issued by Florida Office of Insurance Regulation

      These agencies may include:

      Florida Office of Insurance Regulation

      200 E Gaines St

      Tallahassee FL 32399

      (850) 413-3140

      http://www.floir.com

      BBB records show a license number of 03716 for this business, issued by Florida Office of Insurance Regulation

      These agencies may include:

      Florida Office of Insurance Regulation

      200 E Gaines St

      Tallahassee FL 32399

      (850) 413-3140

      http://www.floir.com

      Type of Entity:
      Corporation
      Alternate Business Name
      • HCI
      • HCPCI
      Business Management
      • Mr. Paresh Patel III, CEO
      Contact Information

      Principal

      • Mr. Paresh Patel III, CEO

      Customer Contact

      • Mr. Paresh Patel III, CEO
      • Mr. Kent Starling, Vice President of Operations
      Additional Contact Information

      Fax Numbers

      • (813) 865-0174
        Primary Fax

      Customer Complaints

      16 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      03/18/2024

      Complaint Type:
      Service or Repair Issues
      Status:
      Answered
      "[Homeowners Choce] receives nearly 6 times the number of complaints than other insurers of its size." This is a direct quote from Before we start, here's a quote from a Policy Genius review in the Cons category. 1. (The skinny): Know who you're talking to. HCPCI farms out claims to a wholly owned middleman subsidiary, ******* ******. In-Depth: The claims phone number on the HCPCI website is a phone number for a different company, ******* ****** Services. Girston is a profit-making middleman. HCPCI takes your premium check. ******* uses HCPCI emails as if they're HCPCI employees. I only found this out by finding an SEC report online. 3. (The skinny): Hiding information. In-Depth: the adjuster won't share the engineering report or other documentation to verify how they came to their numbers. Upon repeated requests, our adjuster said, "We don't provide inside business." We simply wanted to be on the same page as the adjuster. Additionally, they won't provide their supervisor's contact information. We had to call *************** to find the supervisor's email and phone number. 4. (The Skinny): Your final destination is the ******************** In-Depth: As you look at one-star reviews on Policy Genius and other review sites, it's the marketing department that responds to your complaint. This is the final sentence in all of HCPCI's Policy Genius review, "Please reach out to us at ************************************ with your policy and claim number so that we may work to resolve this issue as quickly." Shout Out to the marketing team. We'll resolve this issue if you pay us the equivalent of the contractor's invoice: $50,860.
      Read More

      Customer Reviews

      3 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      SAMANTHA S

      1 star

      07/13/2023

      I filed a claim for hurricane ****** 11/10/2022, lost my roof causing rain water to flood my kitchen, dining room, bedroom. Agent i worked with was so slow I would still be washing my salad off in my bathtub. I hired a Public Adjuster who filed a claim for $120,000 in damages. Water mitigation specialists gutted my entire kitchen due to black mold, west wall in dining room, plus 5 feet of flooring 2 feet of ceiling, west wall in bedroom plus 5 feet of floor and 2 feet of ceiling, To date they have only paid me $24000, that paid for my roof and gutters, HOC paid Mitigation team that negotiated there own settlement. It's now July and HOC has gone completely silent, not returning calls, absolutely failing to negotiate in good faith, failing to exercise due diligence in settling my claim and thinking if you don't negotiate I'll go away. I have since hired an attorney

      Local BBB

      BBB of West Florida

      BBB Reports On

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