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National Processing Center

325 Pennsylvania Avenue SE, PMB 220, Washington, DC 20077


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Consumers across the country have raised questions about mailings received in the form of post cards offering further information if recipients sent in their phone number information.   The mailings lacked information about the sender, other than the contact point was a an address in Washington, DC    Checking with USPostal Service, the BBB found that the location was a mail forwarding address used by a marketing firm located in Texas.  When contacted about complaint issues concerning these mailings, National Processing Center indicated that it was a trade name used by America's Recommended Mailers as a lead generator for its customers.   The company states that it does not maintain mailing lists, but purchases a new list for each client mailing it makes.

BBB Accreditation

This business is not BBB accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

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Reason for Rating

BBB rating is based on 16 factors. Get the details about the factors considered.

Factors that lowered the rating for National Processing Center include:

  • 11 complaints filed against business
  • Failure to respond to 5 complaints filed against business
  • BBB does not have sufficient background information on this business
  • BBB does not have a clear understanding of this business

Customer Complaints Summary Read complaint details

11 complaints closed with BBB in last 3 years | 1 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 11
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 0
Total Closed Complaints 11

Additional Complaint Information

Complaints filed by those who have received mailings report that some of the sendings implied possible government origination.  Company statements in reply to some of the complaints presented by the BBB referenced use of the Direct Mailing Association's Do Not Mail list.  The difficulty that is not addressed is that consumers would not generally know or be able to trace the connection of national Processing Center to the America's Recommended Mailing firm.  

Mailings sent through the National Processing Center are marketing offerings from various companies.  If a consumer returns the completed card from the mailing, they may be contacted by phone or in person about the issue or product referenced in the original mailing.  National Processing Center advises those who do not want to receive these solicitations that they need to be placed on the do not call list of the Direct Marketing Association.  The company states that it scrubs its mailings against that list for each of its client mailings.

Additional Information

BBB file opened: February 21, 2003
Business Management
Mr. Tom Hennessy
Contact Information
Principal: Mr. Tom Hennessy
Business Category

Marketing Programs & Services Elderly/Senior Specialty Services Advertising Agencies & Counselors

Alternate Business Names
America's Recommended Mailers ARM, Inc
Additional Information

According to information in BBB files, consumers report receiving mailings offering information about senior issues and seeking general information to be returned on an enclosed card. As always, the BBB advises care in sharing personal information with unknown parties. Over the years, the mailings have indicated that the targeted seniors receiving the mailing can request information or contact by providing their phone number and returning the mailer.   Recent versions of the mailings indicate it can provide information about Social Security tax changes. Previously, the mailings focused on asset protection for estates and other financial offerings. Although the mailings indicate that there is no affiliation with a government agency, it fails to provide any company name or phone number so that recipients would know who they were dealing with. 

Additional Locations


    325 Pennsylvania Avenue SE, PMB 220

    Washington, DC 20077


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Complaint Detail(s)

1/26/2014 Advertising/Sales Issues | Read Complaint Details

Additional Notes

Complaint: I have received a very official postcard advertising that I may qualify for a "Special Program to pay 100% of all funeral expenses not paid by government funds, up to %15,000 (tax free)for each Florida citizen covered." The red flags are waving wildly because there is no place to contact this company, other than the address listed on the return postcard. They want my signature, marital status, and want to know a spouse's (and my) birthdates. It says on the postcard "Please see that I receive the information on the NEW state regulated life insurance program designed for ALL Florida Citizens aged 50 - 85. But at the bottom of this comment about 3 inches below, it says, "Not affiliated with any government agency."Too many unanswered questions, and when I researched it online, there are many scam notices posted regarding this type of business.

Desired Settlement: I would like the BBB to investigate this matter, and if it is a scam, to shut them down. I would also like to find out how my name has been accessed by such a "business," and if possible, to get information about how to block my name from being accessed by such people. This business may not solicit, rent, or sell my information to anyone, and must remove my name and address from their database.

Consumer Response:

I would like the company to provide me with how they obtained my name and mailing address to begin with. 
I also request that this company take my name and address, or any other personal information they may have about me, off all their databases and mailing lists, and not sell,  rent, or provide any of my personal information to any other parties.

10/17/2013 Advertising/Sales Issues | Read Complaint Details

Additional Notes

Complaint: Pfishing for personal information regarding Healthcare, Medicare, Retirement, End of Life. ***This company currently has a lawsuit pending with the state of Texas because of their fraudulent representations. *** The literature/mailings are a scam/spam. BEWARE.

Desired Settlement: This company is FRAUDULENT. CRIMINAL ACTION needs to take place against this company. This company needs to be revealed to the public ACROSS THE NATION.

8/27/2013 Advertising/Sales Issues | Read Complaint Details

Additional Notes

Complaint: Received mailing from this company. Based on appearance of the mailing they were trying to make it look like they were officially representing Medicare.... implying that they could "help" me deal with supposed reductions in Medicare. Their offer of "more information" about changes and how they will affect my health care coverage, they are targeting Seniors who may not understand that it is a SCAM!!! Just wanting this reported!

Desired Settlement: Put them out of business! Warn Seniors to beware of this type of mailings!

Consumer Response: Yes I assume that was unrealistic.  Ask to be removed from any mailing list of the company.   Also if there is a way to WARN senior citizens about this type of scam that would be nice. 

Consumer Response: [To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed Administratively Resolved]

 Complaint: *******

I am rejecting this response because:  It was kind of you to explain however I still believe your mailing is designed to lead seniors to believe that you represent Medicare.  While it may be "legal"  I do not believe it is ethical or in the best interest of helping seniors.   

I appreciate your explanation of how to stop receiving mailings and I will do that,  however I am not the one who is going to "fall for"  your marketing tactics. 


******* ******

8/18/2013 Advertising/Sales Issues | Read Complaint Details

Additional Notes

Complaint: Receiving cards/mail wanting me to buy services.

Desired Settlement: Stop sending me regarding medicare, insurance, or funeral expenses or anything wanting me to buy your services.

8/6/2013 Advertising/Sales Issues | Read Complaint Details

Additional Notes

Complaint: I got a card in a secure envelope, from the noted company, without any return contact information; other than a return mailing address. The company wanted me to sign up for funeral/life insurance; with a mislead of benefits, without policy terms, without policy fees, and without a way to contact anyone individual representative. I actually found the noted company on reverse address find, with three possible contacts by phone, but when I tried calling there was no such number for each number; and no forwarding or referencing information was available for each number. This is not the first time I have received this card, however I threw previous one away, but I'll keep this one.

Desired Settlement: If this company doesn't stop bothering me, and others like me, they get jail time.

6/18/2013 Advertising/Sales Issues | Complaint Details Unavailable
5/11/2013 Advertising/Sales Issues | Read Complaint Details

Additional Notes

Complaint: Received a card to mail back phishing for information which states: "****, An approved program is now available in your county designed to pay what the government does not pay toward your final expenses. At the present time, social security only pays $256 of benefit toward these expenses. If you qualify, these approved programs may pay 100 percent of all final expenses, up to $15,000 for each person covered. As a United States Taxpayer, it is your legal right to receive all the information available to you. Complete and return this request form within 5 days. Benefit Requested: $2,000 [ ] $5,000 [ ] $10,000 [ ] $15,000 [ ] x_____________________ signature ( ) _________________ area phone _____ ________ age spouse

Desired Settlement: Stop contacting me and others. I'm not sure what kind of scam this is, but it looks like an official mailing from the government but it is not.

4/16/2013 Advertising/Sales Issues
12/22/2012 Advertising/Sales Issues
10/29/2012 Advertising/Sales Issues
10/19/2012 Advertising/Sales Issues