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A BBB Accredited Business since
BBB has determined that Car Credit Nation meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.
BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.
Reason for Rating
BBB rating is based on 13 factors. Get the details about the factors considered.
Factors that raised the rating for Car Credit Nation include:
- Length of time business has been operating
- Complaint volume filed with BBB for business of this size
- Response to 12 complaint(s) filed against business
- Resolution of complaint(s) filed against business
Customer Complaints Summary Read complaint details
|Complaint Type||Total Closed Complaints|
|Problems with Product/Service||9|
|Total Closed Complaints||12|
Customer Reviews Summary Read customer reviews
|Customer Experience||Total Customer Reviews|
|Total Customer Reviews||0|
Type of Entity
Business ManagementMr. Chris Maher, President Mr. Chris Maher, Jr. Jr., Vice President
Auto Dealers - Used Cars Auto Repair & Service
Alternate Business NamesFalls Church Motors
7700 Lee Hwy
Falls Church, VA 22042 Directions
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Complaint Trends - Last 3 Years
Customer Review Trends
BBB Customer Review Rating plus BBB Rating Overview
BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.
|Customer Review Experience||Value|
|Positive Review||5 points per review|
|Neutral Review||3 points per review|
|Negative Review||1 point per review|
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Star Rating scale
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|5/23/2015||Problems with Product/Service|
|3/20/2015||Problems with Product/Service|
|3/3/2015||Problems with Product/Service|
|1/16/2015||Problems with Product/Service|
Problems with Product/Service
Read Complaint Details
Complaint: I purchased a used car (2004 ****** *****) from Car Credit Nation on Jan. 26, 2014 through what was referred to as a "Tax Deferred Program". The arrangement to purchase the vehicle was contingent on the IRS sending my income tax refund to there company once processed. $2,000 of the total return of $3761.98 as a down payment for the car. Due to a delay in the IRS processing my return, the car was repossessed for non-payment of the $2,000 down payment on May 1st of 2014 even though I had been making my scheduled monthly payments and had had numerous conversations with the Operations Manager (Dan C*****) in attempts to make a financially responsible payment arrangement regarding the down payment until the return was rec'd. Those arrangement attempts were denied per Dan as he wanted the entire balance of $2,000 w/in 30 days. I offered to make $500 monthly payments in addition to the monthly car payments which was also denied.On June 18th, I was informed by IRS that they had honored the initial arrangement and sent my refund of $3761.89. By this time, *** had already repossessed the car. I was not notified by Car Credit Nation that the return had been received the from IRS. I contacted Dan (OP Manager) but when I did not receive a response contacted the Owner, Chris M**** Sr. as well in attempts to resolve this issue of my refund, but I received no return calls. After review of the Purchase Agreement docs by my Attorney, a demand letter was mailed on 7/7/14 to Car Credit Nation requesting the return of my refund due to the repossession of the vehicle on 5/1 but nothing has been done. I was informed during a conversation with Dan that the only option I had was to purchase another vehicle which I declined as I had to purchase a vehicle shortly after my car repossession through ***. He has since referenced that there are additional fees that I need to pay. I requested a copy of this itemized fee list more than 3 weeks ago but have yet to receive. I am a single mother of two. Please help
Desired Settlement: I am requesting the return of my tax return in full as I am a hard working single mother of two and they are refusing to return any portion of the refund and refuse to provide documentation of the fees due. They have also only given me the option to purchase another vehicle which is not a viable option for me and my family.
Business Response: ******,
As I mentioned, this was resolved.
Please see the attached agreed-to, mutual settlement.
Please let me know if you have any other questions.
Problems with Product/Service
Read Complaint Details
Complaint: Cannot pass MD MVA car inspection. Needs a front end alignment (which they said I do not need), front rotors and the tail pipe. I had the emergency brake repair, since they said that it was ok, and it wasn't.
Desired Settlement: Repair the car so it can pass MD/MVA inspection. Not keep giving me the run around and telling me, just fix the problem cause its my car now. Also they said that they never said that it will pass MD, and any proble** are mine not there's. So I had to pay for MVA fees and repairs.
Re: Complaint ID # ******* – ***** ********
Dear **. ******,
I spoke with **. ******** on the phone about her Maryland state safety inspection. I explained to her we sell vehicles to customers who live in several states, such as Pennsylvania, West Virginia, Maryland, DC, and so on, and the customers who live in those states are responsible to do their state safety inspections. I asked **. ******** to fax over her failed inspection report. I received it and we went over it together. She stated she would take care of getting the alignment and brakes done. I was able to get her exhaust/flex pipe repaired in our service department for $75.00. Which she agreed to paid.
**** ********, Business Manager
|11/8/2013||Problems with Product/Service|
Read Complaint Details
Complaint: Well two years ago( March 2011) when I decided to purchase/finace y first car ,I decided to go to Falls Church automotive. I liked the fact that they didn't lok at credit all you needed was the money down for the car you were intrested in. When I found my car and sat down at the table to do the contract with the finance agent she advised me that by sept of 2013 I would be done paying for this car which is a 2004 and its already had 123664 miles on it already. That was a question I had asked how long basically would the terms of the contract be by paying the 350 a month or in my case 175 every two weeks with intrest and all. And that was the reason why I decided to sign the contract because I figured it would be under a two year loan agreement. Now since then they sold my contract to ******** ********* maybe about 6-12 months after I signed with Falls Church and tracker financing. nearly 3 years later I still owe almost nine grand on the car and I have never missed a payment and have always been on time. To me it looks like I still have another four years on this loan they misrepresented the terms of the contract to me and this was my first car the listing price on the car when I purchased it was like 14477.35 but more money added after they added all their fees. They say in the contract I should have made 117 payments to date I have made over 108 payments because some months I would make three payments depending if I get paid three times within the month. I would need to go back two years and find out which months I gave 350 plus 175, which I asked them about that also because I was told the over cost for the cost per month would be 350. So when day they called and said a payment was due I told them I paid the 350 for the month but they gave me a reason that didnt make sense basically i gathered that because I decided to set up a bi-weekly plan thats why I gave them an extra payment for the month. But if you look again it also says after they tack on their high finance charge that I agree to pay a sum of a little over 20,000 for the car that doesn't add up
Desired Settlement: If possible I would like the rest of the payments on the car to be dropped seeing as though I was told by verbally by **. ***** **** that (Sales rep)I was going to be under a two year loan contract when I asked. Not to mention there seems to be inconsistencies in the contract how many payments I should make vs the price they said should be paid for the car. I do not know if I can receive restitution for my car seeing as though the sold my contract to ********* ********* unless they are both affiliated. I hope I can get this issue resolved.
August 10, 2013
Business Response: August 20th, 2013 Better Business Bureau1411 K St. NW 10th FloorWashington, DC 20005 Re: ******* ****** Dear **. ******, I believe I answered **. ******’s original complaint. She stated she believes there inconsistencies in the contract. She questioned how many payments she made versus how many payments were owed per her contract. I explained I am not able to contact ********* ********* to ask about her payments she made or her balance. There are privacy laws in place; therefore I’m not able to do that. Since it has been a little over two years since we went over her contract with her, I would be more than happy to go over the contract with her again. She may reach me at ###-###-####. Or if she prefers to discuss with ********* ********* I’m sure they can do that for her and also discuss the current balance and her payment history. They will also be able to tell her how many payments she has made to date out of the 118. Regardless if someone verbally telling her the term of her loan and possibly making a mistake, she still signed and agreed to pay 117 payments of $175.00 bi-weekly and a final payment of $159.83, a total balance including interest of $20,634.83. Sincerely, **** ********, Business ManagerFalls Church Motors Ltd7700 Lee HwyFalls Church, VA 22042###-###-#### ph###-###-#### faxwww.fallschurchmotors.com
[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed Administratively Resolved]
Well forgive the opposition but I feel like I was cheated by falls church motors because it just doesn't add up. Further more but I do not need ********* ********* to go over how many payments I have made to date because I know and I have stated thus and I have proof of what has been paid. That's not in question what was in question was the inconsistencies in the contract not only by the verbal statement of **. **** but what is on the contract I should have made 118 payments I am almost there after two years but yet the balance on the account is still rather high even with me paying on time. And if **. ******** establishment does not want to claim an responsibility it is no need for them to go over the contract with me especially now since they don't have the contract. But this is bad business because instead of initially wanting to discuss the contract in the beginning after this complaint was filed, they claimed no responsibility at all some customer service. I will ask further questions with ********* ********* I'm sure they will be willing to assist more.[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed Administratively Resolved]
I am rejecting this response because:
|12/8/2012||Problems with Product/Service|
|11/21/2012||Problems with Product/Service|