Every consumer is entitled to one FREE credit report per year from each of the three major credit bureaus - Equifax, TransUnion, and Experian. Consumers can either receive all three reports at once or stagger them throughout the year.

A credit report contains information on where you live, how you pay your bills, and whether you’ve been sued, arrested, or filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.

We receive many complaints from consumers who use websites found on the internet or heard on TV to receive their free credit report. Most consumers allege they were automatically enrolled in a credit reporting service for a fee, or they were charged for their “free” credit report. Your BBB recommends visiting www.AnnualCreditReport.com to receive your free credit report.

Read more: http://pittsburgh.bbb.org/post/how-to-receive-your-free-credit-report-once-a-year-8225