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08/21/2012
Better Business Bureau warns that college-age adults are particularly vulnerable to identity theft and related fraudulent crimes. According to the Consumer Sentinel Network database, 56,689 consumers between the ages of 20 and 29 fell victim to identity theft in 2011. That number accounts for 23 percent of the total number of identity theft complaints reported last year; the largest out of any 10-year age range.
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05/30/2012
It’s a great time to assess your total debt and get an understanding of the outstanding payments your need to make throughout the year, as well as the effect your borrowing is having on your credit scores.
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05/30/2012
If you’re looking to improve your finances this year, you’ll probably want to assess which areas of your finances need the most attention. A great place to start is to draft a financial plan of action and order a copy of your credit report.
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09/21/2011
Free credit report is nice, you may wonder if there are more comprehensive ways to keep tabs on your financial profile than simply glancing at a free credit report.
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11/29/2010
Every consumer is entitled to one FREE credit report per year from each of the three major credit bureaus - Equifax, TransUnion, and Experian.
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05/12/2010
As we recover from a mass of faulty loans, and the credit market continues to tighten, it’s more important than ever to keep an eye on your credit report.
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02/16/2010
You Could Be Hurting Your Credit Score Without Even Knowing It
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06/01/2009
A credit report is a record of your financial behavior. It contains identifying information about you and indicates how responsibly you have used credit and met your financial obligations. Credit reports are prepared by credit reporting agencies, or credit bureaus, based on information voluntarily supplied by financial institutions, mortgage companies, credit card issuers and other lenders. Credit bureaus also gather information from local courthouses and public records concerning tax liens, foreclosures, bankruptcies and other credit-related matters.
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03/02/2009
The way consumer credit scores are calculated has changed. The Fair Isaac Corp. – creator of the FICO score – announced on January 29 that their new scoring model for determining credit scores, dubbed FICO 08, has been instituted and Better Business Bureau offers advice to consumers on how their credit score might change and what they can do to maintain a healthy credit rating.
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07/10/2007
Are you one of the more than 30 million people in the U.S. with a low credit score (below 620) making it difficult to obtain loans and credit cards? The Better Business Bureau (BBB) has advice on how you can improve your credit score.
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05/01/2006
Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued, arrested, or filed for bankruptcy. Consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home. The federal Fair Credit Reporting Act (FCRA) promotes the accuracy and privacy of information in the files of the nation’s consumer reporting companies.
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09/26/2005
A credit report is a record of your financial behavior. It contains identifying information about you and indicates how responsibly you have used credit and met your financial obligations. Credit reports are prepared by credit reporting agencies, or credit bureaus, based on information voluntarily supplied by financial institutions, mortgage companies, credit card issuers and other lenders. Credit bureaus also gather information from local courthouses and public records concerning tax liens, foreclosures, bankruptcies and other credit-related matters.
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09/26/2005
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09/01/2005
The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s consumer reporting companies. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the FCRA with respect to consumer reporting companies.
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08/02/2005
Identity theft is a hot topic today as news stories regularly profile victims who are struggling to recover from its devastating impact. This is helping more consumers to recognize that they need to take preventive measures to better safeguard their personal information and hopefully lessen their risk of falling victim. And, judging by the calls received by Better Business Bureaus, it is leading some consumers to question whether they should also purchase protection in case they do fall victim.
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