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11/19/2009
Better Business Bureau warns that the holiday season provides many new opportunities for identity thieves to ply their trade and offers the following advice on how to keep your identity safe and secure both online and off.
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11/02/2009
With layaway experiencing a comeback, your Better Business Bureau offers the following guidance on how to use this old fashioned payment plan in lieu of credit cards.
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09/22/2009
A recent National Foundation for Credit Counseling survey conducted by Harris Interactive® revealed that 45 percent of all U.S. adults feel at most risk for identity theft when making a purchase with a credit card that requires the card to be taken out of their sight, for example, at a restaurant.
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09/04/2009
As the economic slump continues, many people are struggling to make ends meet, and unfortunately, vehicle repossessions are now on the rise.
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06/30/2009
While businesses find it increasingly more difficult to qualify for loans and lines of credits, small business owners are resorting to applying for loans from behind the façade of shelf corporations. Better Business Bureau is advising small business owners that, as tempting as these schemes sound, using a shelf company in order to misrepresent your credit worthiness to a bank could be considered loan fraud.
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06/10/2009
Consumers across the U.S. and Canada are sounding off to Better Business Bureau about incessant automated telemarketing calls promising to lower interest rates on their credit cards. Not only are the calls a nuisance and violate U.S. and Canadian Do-Not-Call laws, but some companies behind the calls are ripping off consumers by charging large up-front fees to negotiate lower interest rates with credit card companies—something consumers can do on their own for free.
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03/02/2009
The way consumer credit scores are calculated has changed. The Fair Isaac Corp. – creator of the FICO score – announced on January 29 that their new scoring model for determining credit scores, dubbed FICO 08, has been instituted and Better Business Bureau offers advice to consumers on how their credit score might change and what they can do to maintain a healthy credit rating.
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