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UNWANTED “REDUCE YOUR CREDIT CARD INTEREST” CALLS USING LAS VEGAS, NV #702-318-1523 TARGET YAKIMA

9/28/2011

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UNWANTED “REDUCE YOUR CREDIT CARD INTEREST” CALLS USING LAS VEGAS, NV #702-318-1523 TARGET YAKIMA

On September 28th, it was reported to BBB that the above 702# is being used to make random calls to people, in this case, residents of Yakima, pitching reductions in credit card interest rates.

BBB searched the number online as well as at BBB.org and was unable to come up with a review or official web site for the company itself. The search, however, did bring up a variety of subjective “Who Called Me?” blogs that state that others nationwide are getting calls from this group offering to reduce your credit card rate, including this one: http://whocallsme.com/Phone-Number.aspx/7023181523

Our Yakima consumer reported to BBB’s Scam Source that she received a call from this number, and was very wary of the pitch. Here is her scenario:

I was just called regarding "an important message relating to your credit cards due to the new Federal guidelines." I pressed #1 as instructed to find out what it was about--since I have no credit cards. As soon as I asked, the male that answered hung up. I did *69 and got this number-702-318-1523. I tried to call back and someone tried to say hello & I was cut off with a recorded message that this person was not taking calls at this time. I called again using the number and was told by a recording that my call could not be answered at this time.

BBB TIPS

BBB offers the following additional advice for consumers who receive robocalls from companies offering to lower their interest rate:

*Never give personal information, including Social Security, bank or credit card numbers, over the phone to an unknown telemarketer. Always research the company first by reviewing its Reliability Report at www.bbb.org.

*When considering any company offering any type of financial assistance, insist on getting a contract in which all terms and conditions are clearly explained before signing up or providing credit card or other payment information.

*Consumers can place their home phone number on the federal Do Not Call list by visiting www.donotcall.gov It takes 30 days before your record is active but on day 31 you can report all robocalls and telemarketing calls where there is no EBR (established business relationship). However, even if you are not on the do not call list you can report any robocall number that targets you.

If the consumer’s number is already on the list but continues to receive telemarketing calls—or is receiving robocalls on a cell phone—he or she can report the incident to the FTC at the following page:
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

Past BBB Warning about Robocalls

http://central-westernma.bbb.org/article/robocalls-promise-to-lower-credit-card-interest-rate-11125

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