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This business is an Advanced Fee Loan business which is illegal in New York State. Consumers have advised the BBB that the business guarantees a loan amount and then asks for an advanced fee from the consumer asking the consumer to send that fee through a wire transfer service which are all untraceable forms of sending money that a real loan business would not request of the consumer. The consumer sends the amount requested and then never receives the money from the business. Attempts to contact the business for a refund go unanswered by this business. The BBB recommends contacting the consumers local bank or credit union for advice on loans. When a consumer finds a loan company they want to work with the BBB recommends contacting the Department Of Financial Services where the business is located to be sure they are licensed out of that state. The New York State Dept. Of Financial Services can be reached at: 1-877-226-5697. The BBB advises consumers check the review on a business at bbb.org prior to doing business with them. For more information on Advanced Fee Loans please see our industry tips.