Job-Seekers and Businesses Beware of Fraudulent Money Transfers

  
     
December 04, 2009
The FBI has issued a warning to businesses and job-seekers to beware of fraudulent online money transfers being processed in their name. The FBI says the fraud is executed by infecting personal and business computers with a virus in order to steal personal information, which is later used to carry out the fraudulent money transfers.  

Consumers should remember to never open an unknown attachment in an email and to be extremely wary when clicking on links in emails from unknown entities. Never under any circumstances should businesses or consumers divulge personal bank account information in an email.

Remember, if you're ever unsure about an offer, suspicious email, or company, the friendly staff at BBB is just a phone call or mouse click away: 520-888-5353, www.tucson.bbb.org,  info@tucson.bbb.org.

The FBI alert is as following:

FBI ALERT Courtesy of your Local BBB- Fraudulent Money Transfers Connected to Malware and Work-at-Home Scams:
The FBI is reporting a significant increase in fraud involving the exploitation of valid online banking credentials belonging to small and medium businesses, municipal governments, and school districts this year. In a typical scenario, the victim receives an e-mail which either contains an infected attachment, or directs the recipient to an infected website. Once the recipient opens the attachment or visits the website, malware is installed on their computer, and steals the recipient’s business or corporate bank account login information. Shortly thereafter, the perpetrator either creates another user account with the stolen login information or begins transferring funds as the legitimate user.

These transfers have occurred as both wire and as ACH transactions to the bank accounts of willing or unwitting individuals that have been recruited by the scammers through bogus work at home advertisements. The scammers often target individuals that have placed resumes on well known job search sites. These persons are hired and told that they are to “process payments,” or transfer funds received into their bank accounts, and immediately forward most of the money overseas via wire transfer services such as Western Union and Moneygram.

Businesses are urged to never respond to e-mail requests for personal or bank account information, and do not click Web site links received in unsolicited e-mail messages. Bogus sites are designed to look nearly identical to the real ones; however, there are usually slight variations, such as ending in “.net” when it should be “.com.” Notify the real company, financial institution or government agency if you receive questionable correspondence and contact them using a phone number or e-mail address from a reliable, public directory such as a phonebook. Individuals that have been offered work at home opportunities should contact BBB to determine the legitimacy of the offer.”