BBB Accredited Business since

Protective Administrative Services Inc

Phone: (800) 950-6060 14755 N Outer 40 Ste 400, Chesterfield, MO 63017

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BBB Accreditation

A BBB Accredited Business since

BBB has determined that Protective Administrative Services Inc meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.

Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that raised the rating for Protective Administrative Services Inc include:

  • Length of time business has been operating
  • Complaint volume filed with BBB for business of this size
  • Response to 3 complaint(s) filed against business
  • Resolution of complaint(s) filed against business

Customer Complaints Summary Read complaint details

3 complaints closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 1
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 2
Total Closed Complaints 3

Customer Reviews Summary Read customer reviews

1 Customer Review on Protective Administrative Services Inc
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 1
Negative Experience 0
Total Customer Reviews 1

Additional Information

BBB file opened: April 18, 2007 Business started: 08/01/1995 Business started locally: 08/01/1995 Business incorporated 08/17/1995 in MO
Type of Entity


Business Management
Ms. Laura Foster, Assistant Vice President Mr. Brent Griggs, President Ms. Peggy Lococo, Paralegal Ms. Lynn Williams
Contact Information
Principal: Ms. Laura Foster, Assistant Vice President
Customer Contact: Mr. Brent Griggs, President
Business Category

Insurance Companies Insurance - Auto Insurance - Life Retirement Planning Service

Additional Locations

  • 14755 N Outer 40 Ste 400

    Chesterfield, MO 63017 (800) 950-6060


BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.

Complaint Detail(s)

3/5/2015 Problems with Product/Service | Read Complaint Details

Additional Notes

Complaint: I have a policy with lifetime engine warranty #XXXXXXX with a claim phone number of XXXX XXX XXXX and a po box ***** woodland hills, ca XXXXX. i believe now they are part of protective insurance company.A claim was made in late September regarding my 2004 Mazda Rx8 on the failure of its piston rings which is a part clearly covered by the lifetime engine warranty, however the motor on the 2004 mazda Rx8 is a rotatory engine unlike conventional v-6 engine, on which the piston ring of the engine is referred as to the apex seal, both serving the same function and both made from the same material.i have called 3 times ever since to the point where the repair shop asked to pick up the car to free space due to the denied claim and their unwillingness to reason with the owner and head master mechanic of the shop on how its the same part on different engines, serving the same purpose on both engines despite their difference. Product_Or_Service: lifetime engine warranty Account_Number: lewXX-XXXXXXX

Desired Settlement: repair of the engine. or a settlement of the amount of 5,500 dls which is the cost of a new engine from Mazda dealership

Business Response: Initial Business Response /* (1000, 5, 2015/03/05) */ On behalf of Protective Administrative Services, Inc. (PASI), the Administrator for Mr. ******' Limited Engine Warranty, we are responding to your February 19, 2015 e-mail. Under the terms of this warranty, the customer must provide proof of maintenance. When Mr. ******' claim was called in, PASI requested copies of his maintenance receipts, which to date, have not been received. Additionally, while PASI agrees that the apex seal on a rotary engine performs the same function as a piston ring, the failure is due to low compression, which type of failure is specifically excluded from coverage. Based upon the terms of the warranty coverage, we believe this claim has been properly denied. If Mr. ****** has additional information he would like to consider, please send it to my attention. The matters stated in this letter do not waive, but rather reserve any and all rights and defenses PASI may have under the warranty. Sincerely, ***** ******* Compliance/Legal Support

4/14/2014 Advertising/Sales Issues
2/18/2014 Problems with Product/Service

Customer Review(s)

The customer review(s) below are un-filtered. These positive and negative reviews are not used in the calculation of the BBB Rating. If you wish to file a complaint and request a resolution to your issue please click here. This customer review section is not BBBs complaint resolution system. Customer Reviews are the subjective opinion of the individual who posted the review and not of Better Business Bureau. A customer review is not posted on a business if a BBB complaint on the same issue(s) is also filed. BBB cannot guarantee the accuracy of any customer review and is not responsible for the content of any customer review. Public comments are not customer reviews.

Customer Reviews Summary

1 Customer Review on Protective Administrative Services Inc
Positive Experience (0 reviews)
Negative Experience (0 reviews)
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