Business ProfileforMCT Credit Union

I purchased a car and financed it through Bank America. I signed those loan documents at the dealership that evening.On Jun 21 I started the process to refinance with MCT. We were given all the loan rates, options, and agreed on what warranties and insurances we wanted to purchase and signed all documents on Fri. Jun 23. Nobody could reach an agent at our regular car insurance company until Jun 26th to make MCT the lien holder but that was completed later on that same day.Even later in the day on June 26st ******************* the member at MCT who had quoted me the interest rate, payments and other loan terms called to tell me I needed more money down or I would have to sign a contract for a higher interest rate.This continued over the next day as I reviewed the contract again and advised her that I did not want to sign a new loan agreement because my current loan agreement had all of the warranties as discussed as well payment, interest rate,and other terms. On Jun 28 *********************** called me to tell me again that I had to sign a new contract for either higher interest, no warranties, or more money as down payment. She said they would just wait this out and are basically refusing to fund my loan. Both members are say that MCT will not fund my loan because it is for the wrong amount. The loan amount, warranty costs, payments, etc. are clearly stated within the signed loan documents and is the amount I was quoted. The loan documents also clearly state that the warranty money is to be paid on my behalf. The loan documents reflect all these purchases in writing. I have text messages with **** that says the base rate for my loan was $52K and with added warranties it would be $55K. The loan is at $55K but now they want to make it $58k-something. They have the insurance binder as well. In the interim if something happens, they will get a check for a car that they dont have the title to. They are refusing to fund my loan after they PRESENTED AND agreed to these terms!