Business ProfileforBHG Financial

I applied for a BHG loan. I got approved for a loan and was given payment amounts, interest rate, APR, term lengths. I was happy and ready to proceed. (I was on speaker and wife was talking). He was going to send me another breakdown for an amount a little higher since I was approved for a higher amount so I asked him to also send the loan docs for my review and would sign. This is the unethical part. He advised me I have to send a voided check BEFORE he can send the loan docs for me to sign. When I laughed because I thought he was kidding, he buckled down and said but you can cancel any time even after funds are sent (how would I confirm this if I cant see a document before. I told him that I would not send a voided check BEFORE I reviewed loan docs but that I would love to work with them if he would send the document. He said no. I have read their class action suit of putting primary dwellings as collateral and putting in lockout periods. I asked about these this. He assured me that for personal loans they do not take collateral as it is an unsecured loan and do not have any lockout periods. But how can I verify this information is true if I cant see the contract before I give authorization of my checking account! All Im asking is to review my loan document to confirm so I can check those two things and move forward. IF those two things are indeed NOT in the contract - why not send it to a customer to review? He responded we dont just send out sample loan contracts. This absolutely is not a sample loan contract when you are asking for a voided check before you send it. He confirmed with me he cancelled my application. So the company would rather not make money than give the customer their documents to review before the customer authorizes payment? This is NOT normal. I will be filing with FTC if someone doesnt confirm this is not normal business practices. Im hoping **** was wrong.