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BBB Accredited Business since

Pacific Debt Inc

Phone: (619) 238-6700 Fax: (619) 238-6708 750 B St #1700, San Diego, CA 92101 View Additional Email Addresses http://www.pacificdebt.com



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Description

This company offers debt negotiation services to individuals and families struggling with unsecured debt.


BBB Accreditation

A BBB Accredited Business since

BBB has determined that Pacific Debt Inc meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.


Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that raised the rating for Pacific Debt Inc include:

  • Length of time business has been operating
  • Complaint volume filed with BBB for business of this size
  • Response to 12 complaint(s) filed against business
  • Resolution of complaint(s) filed against business


Customer Complaints Summary Read complaint details

12 complaints closed with BBB in last 3 years | 2 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 2
Billing/Collection Issues 2
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 8
Total Closed Complaints 12

Customer Reviews Summary Read customer reviews

21 Customer Reviews on Pacific Debt Inc
Customer Experience Total Customer Reviews
Positive Experience 19
Neutral Experience 0
Negative Experience 2
Total Customer Reviews 21

Additional Information

BBB file opened: November 05, 2002 Business started: 05/21/2002 in CA Business incorporated 05/21/2002 in CA
Type of Entity

Corporation

Business Management
Mr. Sierra Izzard, Director of Operations Mr. Kevin Landie, President & CEO
Contact Information
Principal: Mr. Sierra Izzard, Director of Operations
Principal: Mr. Kevin Landie, President & CEO
Number of Employees

45

Business Category

DEBT RELIEF SERVICES COMPLYING WITH FTC RULE Credit - Debt Consolidation Services Arbitration Services Credit & Debt Counseling

Hours of Operation
M: 7:30 AM - 5:00 PM
T: 7:30 AM - 5:00 PM
W: 7:30 AM - 5:00 PM
Th: 7:30 AM - 5:00 PM
F: 7:30 AM - 5:00 PM
S: Closed
Su: Closed
Referral Assistance

The following Government Agency(s) or Association(s) may be able to provide you additional information:

Federal Trade Commission 600 Pennsylvanis Avenue, NW, Washington DC 20580 http://www.ftc.gov

Consumer Financial Protection Bureau P.O. Box 4503, Iowa City IA 52244 Phone Number: 855-411-2372 Fax Number: 855-237-2392 http://www.consumerfinance.gov info@consumerfinance.gov

Industry Tips
Advance Fee Credit Repair/ Credit Counseling Debt Collection Rights Debt Negotiators/ Debt Settlements Debt Relief Strategies Fair Credit Reporting Financial Industry Foreclosure Rescue Companies Identity Theft
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BBB Customer Review Rating plus BBB Rating Overview


BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.
Details

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.