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This business is not BBB accredited.


Phone: (800) 992-4557 Fax: (530) 896-2266 1074 East Ave Ste A2, Chico, CA 95926 http://www.novadebt.org View Additional Web Addresses ! There is an alert on Novadebt !

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BBB Accreditation

This business is not BBB accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB Complaint Information

Find aggregate BBB complaint information for Novadebt. BBB Serving New Jersey has the full report as that BBB handles all complaints for Novadebt.

Additional Information

BBB file opened: October 03, 2000 Business started: 10/20/1999 Business started locally: 10/20/1999 Business incorporated 08/31/1998 in NJ
Type of Entity


Business Management
Ms. Diane Gray, VP of Counseling & Education
Contact Information
Principal: Ms. Diane Gray, VP of Counseling & Education
Business Category

Credit & Debt Counseling

Alternate Business Names
Garden State Consumer Credit Counseling, Inc.
Products & Services

NovadebtSM, A Garden State Consumer Credit CounselingSMorganization, is a non-profit, financial management, social service agency.

Industry Tips
Hiring a Credit Repair Service

BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.