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For 37+ years Fraley & Fraley, Sacramento Bankruptcy Attorneys has represented consumers & small business in Chapter 7 bankruptcy & Chapter 13 debt reorganization plans. Founder, Gary Ray Fraley, is a CA State Bar Certified Bankruptcy Law Specialist and holds a perfect 10.0 Rating (100%).

Fraley & Fraley provides a 3rd party course on how to REBUILD YOUR CREDIT after a bankruptcy discharge. This program is offered to the public by that company for $1,000. However, Fraley & Fraley provides this credit rebuilding program to ALL our clients FREE of charge!

BBB Accreditation

A BBB Accredited Business since

BBB has determined that Fraley & Fraley, PC Inc. meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.

Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that raised the rating for Fraley & Fraley, PC Inc. include:

  • Length of time business has been operating
  • Response to 3 complaint(s) filed against business
  • Resolution of complaint(s) filed against business

Customer Complaints Summary Read complaint details

3 complaints closed with BBB in last 3 years | 1 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 2
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 1
Total Closed Complaints 3

Customer Reviews Summary Read customer reviews

1 Customer Review on Fraley & Fraley, PC Inc.
Customer Experience Total Customer Reviews
Positive Experience 1
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 1

Additional Information

BBB file opened: July 05, 1991 Business started: 06/30/1978 in CA Business incorporated 01/12/2015 in CA
Licensing, Bonding or Registration

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

These agencies may include:

State Bar of CA- Attorney
180 Howard St, San Francisco CA 94105
Phone Number: 415-538-2000
The number is 080056.

Type of Entity

Sole Proprietorship

Business Management
Mr. Gary Fraley, Attorney/Owner Ms. Lisa White, Office Manager
Contact Information
Principal: Mr. Gary Fraley, Attorney/Owner
Business Category

Attorneys - Bankruptcy Attorneys - Bankruptcy & Taxes Lawyers-Bankruptcy & Taxes Bankruptcy Assistance & Services

Products & Services

Fraley & Fraley, PC Inc. offers the following product(s): Actions for violation of the Fair Debt Collection Practices Act by creditors., Debt Negotiation (when appropriate), Individual and business Chapter 7 Bankruptcy, Personal and unincorporated small business Chapter 13 Bankruptcy

Method(s) of Payment
Cash, Personal Checks, Cashier's Checks, Money orders & Debit Cards
Service Area
Alpine, Amador, Calaveras, Colusa, El Dorado, Merced, Mono, Nevada, Placer, Plumas, Sacramento, San Joaquin, Sierra, Solano, Stanislaus, Sutter, Tuolumne, Yolo & Yuba
Alternate Business Names
Fraley & Fraley Sacramento Bankruptcy Attorneys Sacramento Bankruptcy Attorneys
Products & Services

We help you with debt analysis to determine what services, if any, you need. We do asset & exemption planning. Where needed, we do debt negotiation, Chapter 7 bankruptcy or Chapter 13 reorganizations. This is about financial results not filling forms

Industry Tips
What to Do After a Data Breach

Customer Review Rating plus BBB Rating Summary

Fraley & Fraley, PC Inc. has received 4.77 out of 5 stars based on 1 Customer Reviews and a BBB Rating of A.

BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.