Business ProfileforUSX Federal Credit Union

I spoke with ****** ******* she advised that she was the credit reporting manager she advised me on 9:7:20 that I had a 30 day late; this late was due to unauthorized charges. The credit reporting agencies are reporting 1-30 day in November and 1 60 day in December. Here is the breakdown that me and the Visa card company had regarding the issue. Unauthorized charges credited. $9.99 late fee charged bringing the account to $20.22. 3 credit- 09/07, 09/25 , 10/25 $9.99 USX/Visa Charged me a late fee on unauthorized charges that were credited back to me. In addition, I was reported late to the credit bureau , the unauthorized charge of $9.99 caused the account to have a balance. After the credits were reimbursed as unauthorized, the late fee still remained on the account causing it to show as late. Had the unauthorized charge never been charged to this account no late fee would have applied. The $50 was a membership fee charged 11/8, that was due in December. Payment made December 17. I was never made aware of a membership fee associated with this card but that is an entirely different issue in this case. Visa Case#: CW9ZADN., I keep trying to get a resolution- USX sends me to Visa sends me to USX. Visa advised they have escalated the matter AGAIN. Kristi from USX hung up on me after she explained that she didn’t care if I kept disputing it she was going to keep reporting the information. I had the call on my car phone when she called so everyone in the car heard the conversation with this bank rep. I do not understand why I have to be the middle man between USX and Visa- I continually get the run around and I just want the issue resolved. In addition, after the disputes and many inquiries regarding my statements and cards I received my new card late January to the correct address.