Many North Alabama residents have reported to your BBB that they have received a telephone call from someone claiming to be with tech support from a well - known software company. Microsoft has been a very popular claim, but there have been others as well – and even some claiming to be with a federal law enforcement agency, such as the FBI.
The Scammers may know your name and other personal information, which they get from publicly available phone directories. They might even guess what computer operating system you are using.
The caller tells you that your computer is sending error messages, and they’ve detected a virus on it. He says that only a tech support employee can remove the virus, but first you must grant him access to your machine. If you give the OK, the caller will run a scan of your files and actually point out how the virus has infected the computer. The scammer then offers to remove the virus… for a fee. Of course they need your credit card information first.
You might think that this is another form of telephone fraud designed to get your credit card information, but there are actually two twists. It is possible that if you allow the caller to access files on your computer, they can access banking information by using your computer to log into your banking programs.
In addition, they could download spyware onto your computer, which could allow them to monitor your keystrokes. Many people reporting this crime to the FBI’s Internet Crime Complaint Center indicated that if they allowed the caller remote access to their computers, whether they had paid for the virus to be removed or not, they had difficulties with their computers afterwards. Some said their computer would not turn on or that certain programs/files were inaccessible. Some victims even reported taking their computers in for repair and the technicians confirmed that software had been installed.
What to do if “Tech Support” calls?
· Never give control of your computer to a third party unless you can confirm that it is a legitimate representative of a computer support team with whom you are already a customer.
· Never provide your credit card or financial information to someone claiming to be from tech support.
· Take the caller’s information down and report it to local authorities or the Federal Trade Commission.
If you did allow a caller to access your computer:
· Change the passwords for your computer, email and online banking /credit card accounts.
· Be sure to run a virus scan.
· Consider placing a fraud alert on your credit report if you shared personal and banking information with the scammer.