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1. Consumers can request a copy of their credit record at no charge within 30 days of having been denied credit.

2. Consumers can challenge their credit record in writing and ask the credit reporting agency to verify the information with their creditors. By law a credit bureau is allowed to report accurate information for 7 years.

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BBB Business Reviews are provided solely to assist you in exercising your own best judgment. Information in this BBB Business Review is believed reliable but not guaranteed as to accuracy.

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