BBB Business Review

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BBB Accredited Business since

Freedom Financial & Insurance Services

Phone: (916) 761-2633 View Additional Phone Numbers 102 Natoma St, Folsom, CA 95630



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Description

Mike Cunningham has been helping retirees and pre-retirees plan their “second
life” for over 20 years. He has worked with individuals, families, and business
owners to show them how to build, preserve and pass on wealth.

Mike is the owner of Freedom Financial & Insurance Services, and has an A+
rating with the Better Business Bureau, which means no consumer complaints.

He has been a Retirement Income and Insurance
Advisor for the Employees of the San Juan Unified School District for over 15
years.

He specializes in retirement lifestyle
planning with an emphasis on tax efficiency and guaranteed lifetime income. He
educates his clients with a new way to think about money, investing, and
retirement planning. This gives them confidence that their money will last as
long as they do. To insure his clients goals are met he provides strategies to
maximize Social Security income, and also explains the options available to
reduce or eliminate the high cost of long-term care expenses. Furthermore, he’s
also proficient in developing and implementing estate planning strategies by
working closely with local experienced CPAs and attorneys.

His affiliation with the
Fortune Builder Wealth Plan is his latest step to ensure that his clients have
access to the most current, relevant strategies for building personal wealth tax
efficiently, safely and securely.

Consultations are always
free, and there is never any pressure to make a decision.

Mike takes pride in
working with his clients to ensure their retirement goals are met, and their futures
are secure.

Mike’s office is located at 102 Natoma st.
Folsom Ca. 95630

Ca. Lic. #0769057

Contact information:
Phone, 916-761-2633

Email,
mikecunninghamadvisor@gmail.com


BBB Accreditation

A BBB Accredited Business since

BBB has determined that Freedom Financial & Insurance Services meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.


Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that raised the rating for Freedom Financial & Insurance Services include:

  • Length of time business has been operating
  • No complaints filed with BBB


Customer Complaints Summary

0 complaints closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 0
Total Closed Complaints 0

Customer Reviews Summary Read customer reviews

0 Customer Reviews on Freedom Financial & Insurance Services
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Additional Information

BBB file opened: May 12, 2003 Business started: 06/01/1989 in CA Business started locally: 06/01/1989
Licensing, Bonding or Registration

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

These agencies may include:

Department of Insurance
CA 94105
www.insurance.ca.gov
Phone Number: (800) 927-4357
The number is 0769057.

Type of Entity

Sole Proprietorship

Business Management
Mr. Mike Cunningham, Owner
Contact Information
Principal: Mr. Mike Cunningham, Owner
Business Category

Retirement Planning Service Financial Planning Consultants Insurance Companies Insurance - Life Insurance - Long Term Care Annuities

Hours of Operation
Please call for an appointment
Alternate Business Names
Freedom Financial Safe Retirement Plans & Insurance Services
Products & Services

Safe Retirement Plans & Insurance Services is a Long-Term Care and Safe Retirement Income specialist.

X

BBB Customer Review Rating plus BBB Rating Overview


BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.
Details

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.